Posts
When do target date funds start to become too low of a risk?
In my 401k and Roth IRA I have everything invested in a 2050 Target Date fund. I didn't know what I was doing when I opened these, so I took some advice from Reddit and went with Target Date funds that're the year I plan to retire. When I was …
Would you invest in this company?
A company run by a guy who: - bankrupted 6 businesses; - goes back on his word all the time, tearing up deals he's signed off on himself; - publicly insults and threatens long-term business partners; - does business with the mafia instead of legit businesses. Would you say "Oh, …
Nasdaq Pushing for 24h Trading in 2026
From LinkedIn: “We are excited to share that Nasdaq has begun engaging with regulators, market participants and other key stakeholders, with a view of enabling 24-hour trading five days a week on the Nasdaq Stock Market. Our timeline is pending regulatory approval and alignment with critical industry infrastructure providers, which …
Which Money Market Would You Choose?
I have a 403(b) plan that only has two choices for Money Market. I want to preserve some capital in one and then use it to buy in the S&P at another time. Which would you choose and why, please? Choices: **CREF Money Market Account (R1)** QCMMRX **Nuveen Money Market …
Your performance and allocation Year to Date?
I see a lot of people mentioning a crash with the Trump economy and unpredictable decisions. I would like to get a sense of how your portfolio is impacted a month after. What is your current allocation and year to date performance. I will start: YTD: -2.08% 10% cash, 15% …
I'm sitting on some cash and looking for advice on the best way to spread it out
I (30M) am currently sitting on a little over 100k in cash that i previously had in a treasury trust fund. I was looking at keeping this money in a relatively safe location to use towards a house soon, however I'm now thinking of diversifying a bit (probably into some …
European stimulus should benefit European financial services
The tensions with the United States and the sentiment that it is no longer a reliable defense or trading partner have led to a few highly visible results: * defense stocks have gone vertical * Germany has effectively abandoned its spending limits * European unity is at an all-time high …
“Escrow” in ETF for Sub-Year investment
I do my own escrow and roll up auto/home/life ins, hoa fee, and taxes into the figure. The sum is $18,500. I got a bonus and was just about to squirrel away my 2025 escrow sum into my savings account when it occurred to me I should consider ETF’s so …
Is there a tax event created with switching investments?
I currently hold majority of investments in VTSAX but want to “roll over” to a less riskier investment. It is currently in taxable brokerage account. Is there a way to protect that investment by changing it to something else without creating a tax event?
I’m 18, and I’m looking for a kind of “sit it and forget about it” kind of investment
As the title states, I have been 18 for a few months now, and I feel like it would be smart to invest my money. I’m at a position where I could easily move 200-300 dollars per month into an account or something and still have money left over. I …