Posts
Funding Cuts and Unemployment
Given all of the recent hatcheting of budgets and staff by Musk and Trump, it seems likely that unemployment could spike in the coming months. Coupled with layoffs from tech firms, and AI being used to replace workers, it seems like this might be difficult for the country to recover …
Account Self Evaluations and Analytics
I'm looking at Fidelity's portfolio performance tab, and my account history is starting to be long enough to be able to view the risk measurements tab. Of course there is annualized return, but I'm wondering how much should I keep an eye on other metrics such as standard deviation, sharpe …
how reading books made me 100,000 dollars
I read zero to one when I was 18 during the pandemic. Absolutely loved it and remember thinking about the capabilities of Palantir and was very impressed. When it IPOd, I bought a ton of it and completely forgot. Now, years later, that same stock is worth upwards of 100,000 …
Dividend ETFs in the EU and EU equivalents
Are dedicated dividend ETFs worth it compared to investing in stocks of a company that pays 3,5-4,5% dividends, with a potential of stock value growth, and funds like VOO? Or, should I just ignore such dedicated ETFs and focus on my current investment strategy, which is combination of traditional investments …
Employee stock purchase program. A good idea?
ConEdison (ED) My company offers us 10 shares for the price of 9. It’s a utility company with a monopoly over electricity in a major US city (you could probably figure out which one). The avg returns aren’t spectacular but it’s fairly stable and has an average 3.5% dividend. They …
What should I park my emergency fund in?
Basically I have 6k in my banks HYSA but it only produced 0,85%. I do not even really have expenses or overall a need for a emergency fund. I have no car/house/dependents and my only possible bills or expenses really are a bit of food and my phone. But having …
Big Money trapped? Trying to unload on retail/individual investors?
I have been following private markets for quite sometime. I make posts about in in 'affluent' forums yet get downvoted as it appears they don't understand the issue. Pensions are around 20-25% PE invested, Endowments around 55-65%. Retail is less than 3-4% Notice the massive push on youtube from the …
Where do I even start? Help :(
I come from a low income background and I’m able to save, but I also know investing is the next step. My issue though is I have no idea where to start. Do I open an account with the names thrown around like a new bank account? (Vanguard, Schwab, fidelity) …
Why have long term rates been dropping so fast?
Over the past few days the rate on 10 and 30 year treasuries have been dropping like a stone. They had been up previously, presumably because the market felt that Trump's tariffs would stoke inflation and that would cause the fed to raise (or at least not reduce) rates. Does …
Damned if you do, damned if you don't
I have significant expore to PEOPX, which is the bny Dreyfuss S&P 500 fund. The expense ratio is ridiculous (.5%)and the cap gains distributions are high. Makes no sense to buy this over a lower cost s&p fund. But since I'm already heavily invested, the dilemma is that selling to …