Posts
Roth IRA Advice - which fund?
46 yo and my Roth IRA is currently 100% in VTTHX, Vanguard’s 2035 Target Date Fund. I’ll be 56 at the target date. I plan to work until 59-60, then do part time work until I get sick of it, maybe 65-70. I don’t really think I’ll need to draw …
New, is what I’m doing currently ok?
Been investing for about 6-7 months. Good luck so far made about 30% (via PLTR at 32 from someone on the nvidia sub Reddit telling me) I started a new job in tech sales, I’m a 22m so I’m not making great money as of now. But in the years …
What's the best resources for researching retirement investing for retirees?
It's a tale as old as time. My retired mother commented on how the stock market's recent downturn really hit her savings. Why is a retired grandmother who is drawing on her savings in 90% medium/high risk equities I asked. Because her ol' trusty financial advisor told her to! I …
What to do with I Bonds bought in 2022?
Purchased about $10k of I Bonds in 2022 when the interest rates were about 9%. I see that the latest composite rate for q2 2025 is \~1.95% (https://eworkpaper.com/ibond.php?ibdate=2022-08&ibval=10000). Anybody else also buy these I Bonds in 2022? If yes, what did you do with them? I’m thinking of selling them …
Is it worth it to start an IRA when you are 39 years old?
Hello, I’m 39 years old and I don’t have an IRA. I have a 401k with $45k (I contribute 10% income to this) a few stocks worth $65k, and some bitcoin worth $38k (super volatile, not a safe asset, I understand). I want to keep building on my investments and …
Looking for investing recommendations to invest 30k
Hey guys, title says it all :) looking forward to your recommendations! I would like to invest ethically and sustainable. Thinking about quantum and renewables. Also I thought about Asian / European companies/ stocks simply because the big D in the white house is tanking the US market hard. Thanks …
Am I safe to hold if I’m invested in a world fund?
I see a lot of discussion around the rise and fall of the American stock market in the coming months, and the potential for Europe to capitalise on America’s instability. The consensus seems to be either to liquidate your holdings and sit on your cash or switch investments to European …
Growth ETF only for 18 year old
I posted on here about 3 days ago about investing in VOO over the long term. I thought about it and was thinking about being more risky since I’m young. If I go with a good growth etf such as QQQM or VUG it would yield higher profit and as …
Best Physical Gold ETF which is simple and has no hidden fees
Hi, I am new to DEGIRO and want to know if it is possible to invest in physical gold through some famous (also simple) ETF on DEGIRO?? I live in Europe and want to do keep some money in gold to beat inflation in this time of uncertainty and gold …
GOOGL - When to touch it (Inherited IRA)
So, some bit ago, I received an inherited IRA that consists of only GOOGL stock. For the most part, because of sentiment mostly, I've not touched it at all, only selling off just enough shares to be able to make my yearly RMT, shoving any scraps of what was leftover …