Purchased about $10k of I Bonds in 2022 when the interest rates were about 9%. I see that the latest composite rate for q2 2025 is \~1.95% (https://eworkpaper.com/ibond.php?ibdate=2022-08&ibval=10000). Anybody else also buy these I Bonds in 2022? If yes, what did you do with them?
I’m thinking of selling them and reinvesting them in a low cost ETF like VOO. My HYSA (with Ally) is giving \~3.7% so don’t see much value in having the money locked up in the I Bonds.
Having one less account to track would also be good.
Thoughts?