Posts
How much do people actually invest?
Many people here advocate for investing everything they have outside of an emergency fund. But when I walk around and talk to people in everyday life about investing, they either say, “no I don’t do stocks”, or some say “I have a little bit in stocks.” I’ll say “well where …
Tangency portfolio = market portfolio?
This equivalence seems impossible. Let me explain, and then someone smarter than I am can say why I'm wrong. The tangency portfolio is defined by risk and returns, whereas the market portfolio is based only on market caps. Current market caps contain NO INFORMATION about historical risk and returns. So …
With increased tariffs against China, they need to adapt and be less dependant exports to the US. When that happens, they will be less concerned about the value of their currency against USD. So, they might not need US Treasury bonds or to hold USD anymore. What could then happen to the market?
To elaborate, consider a worst case scenario where the US market is no longer the primary driver of China's exports. I see two possible outcomes: 1. China could buy more USD and Treasury bonds to mitigate the tariffs. Offsetting the tariff's impact. 2. China focuses on other markets, selling off …
If Trump is ruining America's image and relationships, will stocks go back up to what they were?
I've heard off on investing in US stocks for years and years. Seeing the sell-off makes me wonder if it's a good buying opportunity or not. However, as a non-American I see there's been so much damage to the US reputation. Locally, a lot of people are avoiding buying US …
I started investing on Feb 19th before the downturn. Couldn’t have had a worse entry point.
I turned 18 on Feb 16th and started investing on Feb 19th when everything peaked before it started to tumble down. I should’ve been more informed in the news and waited a bit. But luckily Ive been adding more and more as it keeps going down so now the shares …
Looking for bank/brokerage recommendations
We are looking at houses outside the US and learned through Schwab that we can get a line of credit against our current assets to purchase the house. The rates are based on SOFR and a markup. The markup I have been quoted is 2.4% above SOFR. I would like …
3 months and nothing. Panicking
It’s been three months since I(28) was laid off, and while I’ve been actively applying and interviewing, I still haven’t landed a new role. I know job searches take time, but I’m starting to feel frustrated and anxious, especially about my finances. Here’s where I stand financially: • Total assets: …
Trying to turn savings into investing
As the title reads, Just figure it’s better to have my money passively growing rather than sitting. I have base level financial literacy, so of course it’s assumed all investments pose risk. Just looking for something I can get into that will just gradually increase; let’s say Microsoft or Amazon. …
DCA versus lump sum. $100k at disposal.
So I invested a decent chunk of cash into stocks at the bottom of the Covid crash. Made great gains and won’t sell those for decades. I’m a natural saver and make good money so I have $100k I’ve been sitting on ready to invest. The market has been at …
“Everybody in the world is a long-term investor until the market goes down.” – Peter Lynch
Some of yall really should give Ryan Detrick a follow on Twitter. The subject line was his tweet. Also shared this recently: "Yesterday was the worst day of the yr for the S&P 500 at -2.7%. Turns out even the best yrs usually have a bad day. I found 22 …