Posts
Impacts of removing income tax on retirement accounts.
With all the talk about Trump removing income taxes my understanding is this would take away the advantage of a roth ira/401k. If my employer both a traditional and a roth 401k should i just dump it all in the traditional side so i dont get taxed on it today …
Thoughts on a unique situation?
Let's say my wife (early 30's) has a bit of money in an inherited IRA from her father. Because it's an "inherited" account, she can draw from it without paying penalties, but it is not a Roth so she will have to pay normal income tax on any withdrawals. She …
How should I invest $200K from a Home Sale if I'm Not Buying Another Home for a Couple Years?
Hi everyone, I will be selling my primary home and will have \~$200,000 in proceeds. I don't plan on purchasing another home for at least a couple of years. We opted to rent for a while instead. I'm looking for advice on the best way to manage or invest this …
Some U.S. Contractors Haven’t Been Paid (Even After a Court Order) – What Happens If the Treasury Starts Picking Winners and Losers?
Some federal contractors still haven’t been paid, even though there’s a court order saying they should be. Meanwhile, the Treasury is paying other obligations. If Uncle Sam is now deciding who gets paid and who doesn’t, what does that mean for U.S. debt holders? Treasuries are supposed to be risk-free, …
(21M) Investing $100/week long term
Hey guys, I'm planning to invest $100 every week, ideally for the long term. My goal is to keep it simple, mostly set-and-forget, but I also want to be mindful of upcoming trends like AI and tech companies. Right now, I’m thinking of putting a big chunk into broad-market ETFs …
Pivotal US foreign policy and the potential impact on foreign trade.
There is an awful lot of talk on social media channels in Europe, UK & Canada about boycotting US goods and services (including people cancelling Netflix etc. Surely this will have a significant impact on our US heavy investments. Where we should we put our money if this starts manifesting? …
Since I need a title… better investing.
Anyone here invest in sports betting? My DM’s are open. Better ROI than stocks and housing. I can basically guarantee 100% return in 2 months. Could be safe and call it 3. But… better than a yearly 25% return 🤣🤮 And risk? I’d like to say less than other markets …
International Bond ETF That's Not USD hedged
I'm looking for an international bond ETF that is not USD hedged. Basically, BNDX without the USD hedging so that I actually own bonds in foreign currencies. I'm hoping being currency/geographically diversified will offset the obvious risk of effectively betting against the USD. Yes I realize tariffs should in theory …
Brokerage Similar to M1 Finance with Solo 401(k)?
I’m located in the U.S. and currently use M1 Finance for investing and absolutely love everything about it. From the super simple and easy to use mobile app (I use mobile apps 99% of the time instead of desktop/browser), unique “Pie” Feature *(Funding Allocation Percentage)*, and automatically investing my deposits …
The best stocks / index funds
I just joined Fidelity and I am looking for anyone’s advice on the best returns of stocks and index funds and all of that stuff, what you guys are following and have strong opinions on! Obviously, I know most people aren’t financial advisors so you don’t have to say that, …