Posts
Guidance on new employer account
Just got a new job making $75k yearly. With my employers plan, they will match 5% of my salary and I am putting in 8%. Retirement plan is through fidelity with only 30 options and have whittled it down to the below. Would love some advice on what everyone thinks. …
Need advice about the TRNR stock
So I'm a bag holder because I saw the potential of this stock even though the reversed split a few months ago I still believe in it. But today's volume and price point make me think I might lose a huge bag, to me it might have a huge spike …
Leaving Vanguard. Where to next?
Hello all I am 35 from the UK. Im full time employed earning £25k hoping for a job promotion in the next few years Im currently sitting on 15k in a Vanguard Lifestrategy Fund, but due to the new VG fees, im looking to go elsewhere as i need to …
Anyone else heavy in cash at this time?
Given all the uncertainty around the markets, and how bad 2025 has been so far, and odds of it going lower being pretty high, who else has taken steps to reduce some of their equity exposure? I just realized that if I didn't invest any new $ starting in January, …
TRANSFER IRA TO NEW ROTH IRA - can/must I do before 4/15/25?
TRANSFER IRA TO NEW ROTH IRA - can/must I do before 4/15/25? Do I benefit if I do asap or before Income Tax Due date this year? Some inheritance coming soon and my tax bracket will be much higher after I take delivery of it, so I was thinking I …
What are everyone’s thoughts on United Health (UNH)?
I bought in heavy at $460 last year because my model was screaming value. Sold at $540. Missed the huge run up to $630 along with the tank back down to my original purchase price. Decided to buy 50 shares today because it’s back into value territory for me. The …
Looking to go long term and DCA in the future
I want to buy SWPPX which is a S&P 500 index fund with no fees, expense ratio extremely low (0.02) and has a Morningstar rating of 5/5 stars. I have around $4500 that I’m gonna invest for the long term, and I was wondering what your guys opinions was on …
Just turned 18, looking to enter the market
Background: I just turned 18 a few days ago with around $6000 I’ve saved by working part time the past few months. I live with my parents now but will be going to engineering school in August (will have 4years of housing payed for as well as grants and funds …
Should your target portfolio include all of your accounts (i.e. retirement and non-retirement)?
Hey all, I'm looking to rebalanced my brokerage acount soon to match my target of 55% US Stock, 40% International Stock, and 5% Crypto (ETF). However, when comparing my current portfolio to my target portfolio, I'm not actually sure whether I should be looking just at my brokerage account, or …
I’m 22 with 14k in the bank and basically no bills, where should I start with investing.
I want to do something with the mom I’ve saved to keep it drop depreciating due to inflation. What should I start learning before actually putting money into anything? Any resource recommendations would be appreciated. I keep seeing things like Acorns and Pelosi Stock Tracker but those seem like a …