Posts
Using the downturn to rebalance?
I have a large position in VGIAX, which is intended to beat the S&P500, but in reality hasn. I've found, because it's actively managed, it's very tax inefficient by paying large capital gains from internal fund rebalancing. The downturn over the last few days has put me to a nearly …
Stocks based on which president is in office?
So is there a principle or practice people use while investing for when say A Republican is in office compared to a Democrat that is in office? Like Democrats probably would focus more on health care. I know I’m asking about forbidden fruit like don’t try to predict the market …
Invest in a Roth now for 2024 tax year or just sit out and wait for it to drop lower?
So, I have the opportunity to max out 2024 Roth IRAs because I haven't hit the submit button on the tax app. I wonder if we would be better off sitting out investing right now in a Roth with Edward Jones and just hold on to my 7k for mine …
Is this wealth building time?
If I increase my DCA (dollar-cost averaging) and commit to riding this out for the next couple of years, is this one of those real wealth-building windows? I started investing later than I wanted to, but I’m ready to stay consistent and focus long-term. Just wondering if this is one …
For those of you holding Real Estate, how are you doing?
For those holding a Real Estate portfolio, how are you doing? * Lots of people are holding cheap mortgage debt (2-3%, 30 year fixed) and rental properties. * This debt is effectively shorting the dollar, * RE is a hedge against inflation the cost of debt service goes down in …
TikTok deal put on hold after China objects over tariffs, sources say
WASHINGTON/BEIJING, April 4 (Reuters) - A deal to spin off the U.S. assets of TikTok was put on hold after China indicated it would not approve the deal following President Donald Trump's tariffs announcement this week, according to two sources familiar with the matter. Trump on Friday extended by 75 …
Contrarian View On Market:
I hope we get a lot of inflation. I own $1.5M in 2% 30 year notes with a $4M VHCOL RE portfolio. I can’t wait for inflation to devalue my debt, fix my RE asset price, and inflate my rent income. Owning cheap RE debt is shorting the dollar and …
You have $250k surplus cash right now, how do (or would) you DCA into this market?
Currently in this very fortunate yet also confusing situation. I’m (40m) married (38f) with two kids (3/6) - the kids 529s are both well funded so that’s off the table - they each have smaller UTMAs and I don’t plan to increase any contributions there. All tax advantaged accounts are …
Why wouldn’t I sell everything right now until it stabilizes?
I just started investing a couple months ago, so bear with me. What is the actual benefit of me leaving my money in my Roth right now? Wouldn’t it make sense to sell it all, and then reinvest once things get a little better? Why does it make sense to …
Investing direction for cash sitting on sidelines
Hello, Things have been going absolute bonkers..My story..Had about 520k in 401k out of which 400k was in income accounts..Have been out of the market and missed out on all the gains since 2022..Now this downturn gave me a slight better entry..was thinking about just putting all 400k back in …