Posts
Are redditors just fiscally illiterate?
On r/Askreddit there is currently [a thread](https://www.reddit.com/r/AskReddit/comments/1jamhak/people_over_35_what_do_you_personally_spend_your/?sort=top) asking what people spend their expendable income on. These are the answers sorted by upvotes, excluding joke answers: Books and video games, eating out - **4840 upvotes** Band tickets - **2902 upvotes** Vacations and trips - **1582 upvotes** Travelling - **1224 upvotes** Steam …
$XP Ponzi scheme relealed
Following up on the leaked report from Hindenburg Research about the possible Ponzi scheme at $XP [(source](https://www.investing.com/news/stock-market-news/xp-shares-tumble-on-rumored-hindenburg-short-report-93CH-3822991))—yesterday we were finally blessed with the official report from Grizzly Research ([source](https://grizzlyreports.com/xp-entire-profits-are-dependent-on-what-insiders-call-a-madoff-like-ponzi-scheme/)), showing that XP's entire profits come from what insiders call a Madoff-like Ponzi scheme. Some weren’t surprised by this revelation, including …
Advice what to do with investments.
Hi all, Looking for some ideas/advice on what to do with my investments/pension. What would you do in my situation? 55 year old male in the UK, looking/hoping to possibly early retire in the next3/4 years. Kids have left home, we have zero debt, house is paid off and worth …
UPDATE: Is my financial broker screwing me over for his own gain?
UPDATE **WHAT I DID:** **I took 60K of the Washington, 30K of the AMCAP, and 30K of the Growth fund of America and transferred it all into the AF money market** Is this a safe decision for now? I’m still sick and upset that he invested my money without real …
Will tariffs cause supply chain gridlock?
This is a concern of mine but I’m not sure I’m seeing it from all sides and would welcome any input. My concern is that due to supply chain complexity, tariffs won’t simply raise the price on imported goods, it will create gridlock for goods that have multiple components and/or …
Thoughts on weekly DCA into AMZN, COST, NFLX, and SPOT?
No deep research or anything if I’m being honest but I don’t see these businesses going away in the next 10-15 years which is when I would probably pull out my money. I use these services almost daily and don’t see them going anywhere or anyone outdoing them in their …
Seeking Advice: JP Morgan Managed Account, JP Morgan Automated Investing, or Fidelity Automated Investing
I'm 23 years old and recently received a $200k insurance settlement from a motorcycle accident. I plan on investing 180k of it and leaving the 20k for a rainy day, I have little to no knowledge on investing and this would pretty much be all the money I have. I …
Why don’t we diversify our portfolios beyond equities/fixed income?
I see the VOO and chill method, the Boglehead 3 fund portfolio, 60/40 portfolio, 9/10 portfolio, and single stock portfolio. Even though all of the above are good choices, they are fundamentally missing commodities. Now I’m not a major advocate for gold or silver, but many economists argue gold will …
How much and how often exactly do you DCA?
I hear DCA all the time and I know what it is but exactly how much and how often? If you had $300K in sitting in cash, what percentage do you buy and how often do you by? Is it a daily percentage or is it a time period you …
Why do so many companies have a high D/E ratio ?
Iv'e looked for some companies with low debt and yet almost every company has a D/E ratio over 2 (in some sectors a lot of them are even over 5), for what i saw in the internet everyone is saying it should stay under 1 but there are barely any …