Hello,
Things have been going absolute bonkers..My story..Had about 520k in 401k out of which 400k was in income accounts..Have been out of the market and missed out on all the gains since 2022..Now this downturn gave me a slight better entry..was thinking about just putting all 400k back in Feb because had no clue when the market would stop going up which I am glad I did not.
I put about 200k back in the market today all sp500 index since have no clue how much it will go down. I still have about 200k left in 401k and about 200k in personal cash to invest.
Before all this happened back in Feb an intro plan with vanguard advisor he told me to be 85% stocks and 15%bonds. He had my portfolio as 55% VTI..30% vxus and 15%and.
My question if you had this money what would u do..just wait for more downtrend or start dca or buy particular etf and call it a day..I wont need this money for next 20 years..have 100k in emergency savings