Posts
Just started a new job - is it standard practice to rollover my 401k from my prior company? What are my other options?
For context, I’m 29, and I’m not sure if this should be mentioned, but I’ve been maxing out my Roth IRA account at the beginning of each year since 2022 (I’m regretting it now, lol). Should I keep my 401k from my prior company in that account, or should I …
Historically, do short-term Treasuries typically beat inflation?
With the flight-to-safety under way, the question is whether short-term Treasuries/SGOV can reliably beat inflation and thus protect you from that risk as well. 1/3-month Treasuries are doing so today, but how often do their real yields exceed 0? If anyone can point to data sets/charts that show the historical …
Staying Vigilant with DCA
Hello, I've been DCA'ing since about 22 months into Index funds starting out with a smaller lump sum. How do you guys keep the mental fortitude and continue sinking money into your accounts when the market is dipping so hard? The rational part of me knows that market downturns are …
Lets play the call the bottom game 2025 edition!
SO there are no fabulous prizes other than maybe trying to catch a falling knife but lets put forth our best estimates of where the bottom could be. If possible be sure to include your reasoning. Here is my guess: So the S&P was at 6144 on Feb 19th then …
Congratulations if you shorted Tesla.
Title pretty much says it. Tesla is down 12% in premarket trading today and allready down over 50% from it's high in december. Current P/E of 100+ is rediculous and I personally think it should be worth less then 25$ a share. Hoever, been following this stock and honestly: Never …
What about inverse ETFs like SQQQ, VXX, and SPXS?
I don't know much about winning in the market. I've tried to learn through my poor decisions. I have read about inverse leveraged ETFs like SQQQ, VXX, and SPXS. They're up overnight, and in general, with the current state of things. I don't know much about them and I'm not …
Before you buy the next (layer) of the dip, keep in mind the below:
We will face unprecedented volatility, and no one can predict the market’s reaction. As of today, markets in China, Taiwan, Japan, Russell futures, Australia, and Singapore have hit circuit breakers! Even Bill Ackman was caught off guard and is now whining concerns on X. More turbulence awaits, so I strongly …
I invested most of my money a month ago and am having serious regrets
I guess I’m just looking for support and someone to tell me it will be okay. I was hanging onto a little over 200k for two years in a high-yield savings account. I still have a little over 50k, but am going through IVF, so I’m unsure how much will …
529 thoughts for high school kids?
Scenario: my kid is in 9th grade. Her 529 is mostly index funds. It's lost like 5% over the last couple of weeks. In 2020, I had it in a 529 that was mdiversified with bonds and it lost money due to those bonds dropping in value so much and …
How to balance real estate investments in this market
I know tariffs are impacting not just US economy but overall the Global economy. I am a bit worried about my residential housing investments. I have most of it in real estate and currently rents are good. My threshold to decrease rents is 30%...but anything below I might get into …