Think before lump-summing FXAIX like I did. Any way to calculate how long it may take to catch up?

My timing could literally not have been worse, and it’s on me. I dumped 7k into my Roth IRA for last year and another 7 this year. My average cost is sitting at $235 and the market doesn’t seem like it’ll rebound any time soon.

I made a post asking if it was a good idea to do a lump sum and got a resounding yes. Now I know it wasn’t a good idea at all. Matter of fact, every single penny I’ve put away has lost money.

I would honestly recommend that any fellow new grad with fresh income coming in put it in a savings account until this administration is finished. Everything is way too volatile and I wouldn’t be surprised if this set me back 5 years or more.