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My timing could literally not have been worse, and it’s on me. I dumped 7k into my Roth IRA for last year and another 7 this year. My average cost is sitting at $235 and the market doesn’t seem like it’ll rebound any time soon. I made a post asking if it was a good idea to do a lump sum and got a resounding yes. Now I know it wasn’t a good idea at all. Matter of fact, every …
— ORIGINAL POST ·
Think before lump-summing FXAIX like I did. Any way to calculate how long it may take to catch up?
· r/investing
· Mar 29, 2026