Posts
Kumulus Vape S.A, a pure contrarian exercise in deep value.
( This analysis is a short recap from a more extensive deep dive that I have published [here.](https://open.substack.com/pub/melifinance/p/kumulus-vape-sa-a-tiny-beauty-being?r=84zv6&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true)) Market Cap €8.9M Shares Outstanding 3.02M 52-Wk Range (est.) €2.40 – €4.80 EPS FY2025 €0.33 P/E (TTM) 8.9× Price / NCAV 0.72× Price / TBV 0.63× Net Cash +€3.0M Insider Ownership 37% …
TYL — anyone else watching this?
TYL hit a 52-week low today… Tyler Technologies is government software, municipal ERP, tax appraisal, public safety. Boring stuff. But they have 45,000 installations across every state and their clients basically never leave (2% annual churn). Stock is down 55% from its high and just touched a new 52-week low …
This sub should be renamed to r/SaaS_Investing
Seriously. I joined this sub in hopes to find some neat underdogs. Instead I have adobe on my timeline every 4th post. Could we get a little more diversity in thoughts, industries and companies? SaaS isn't the only value right now and software isn't the only industry. **I suggest a …
$FLUT (Fanduel) - there is a reason why a billionaire buys $5 billion worth and 28% of float
Flutter the Amazon of gambling is on a huge discount in my opinion! This is not for the ESG themed investors of course. Flutter already started market making for major 3rd party predictions market CEO confirmed at JPMorgan fireside chat. Probably HOOD or Kalshi. They also own the Betfair Exchange …
Tips and tricks for a newbie?
Hello, guys! I have been investing for quite some time into ETFs. However, I want to try my luck with stocks also. I am writing this post if anybody can share with me some know-how on how to assess the value of a company. What are they key metrics that …
GRVY - massively undervalued?
I’ve been looking at GRVY, and it seems massively undervalued. At \~$60/share and \~6.9M shares outstanding, the market cap is around \~$420M. The company’s book value is around \~$440M, with over 400M in cash on the books. So the market is basically valuing the entire operating business at close to …
GASS - is my calculation of DCF model wrong with 300% upside?
Small LPG tankers company, 5.87x P/E, which is pretty low for carriers. They own a fleet of tankers and all debt are paid off. Strong earning thanks to the Iran situation, currently dipping because of the peace deal, however traffic through the straits will still be limited, hence the earning …
SaaS Reality
The market have completed decoupled from reality regarding SaaS stocks. Microsoft, Meta, Adobe, ServiceNow, Intuit, Salesforce, SAP etc have all posted triple beat earnings in the last 4 quarters and raised guidance. In some cases earnings have accelerated since the adoption of AI. This has to be one of the …
When does CRM become value?
This price action is getting pretty interesting. Bullcase: Saaspocalypse is overplayed - especially for businesses like salesforce that are heavily customer-centric. Vibecoded software is yet to eat any business. Salesforce is actually well-positioned to productize and profit from agentic sales agents. (see also Fin acquisition). Business is a cashcow, margins …
18m with 5k in savings just looking for some guidance
Hello everyone I hope your all well, to start I wanna apologise because Im sure that this forum receives posts like this all the time. Ok so heres the deal I just turned 18 not too long ago and just reached 5k in savings, I want to start investing because …