r/investing
Posts
HYSA vs. SOGV for an Emergency Fund
I've been trying to research the best place to park an emergency fund and posts on this subreddit seem to indicate that SGOV would be the better way to go compared to a HYSA, since it generally provides better returns and is tax advantaged. Are there any downsides to moving …
Getting Wealthy Vs Staying Wealthy
I'm currently reading The Psychology of Money and getting some good insights. Here's what I've just read about staying wealthy: 1. More than wanting big returns, yern to be financially unbreakable. Basically learning to stay in the game long enough to enjoy good returns. 2. The most important part of …
Is it ever acceptable to sell portions of one’s 401k and just pay the penalties?
Like the title says. If a person had a really good 401k plan through their employer that allowed them to have a brokerage link and that person took their “over funded” portion of their retirement a few years ago and bought stock that has now made them 8 million dollars …
Prospects of homebuilders stocks in the next 6 months?
In the previous months many homebuilder stocks declined. Such as TOL, PHM, DHI, NVR, GRBK. Some have interesting fundamentals, yet I was thinking about a short term play too. What do you think the outlook for homebuilders stocks will be in the next 6 months? Looking to hear your thoughts.
too late for NVIDIA and PALANTIR?
I have a few thousand dollars in savings and just started investing this week. I put $1,500 into NVIDIA and $1,500 into Palantir because I want my money to grow quickly and plan to hold them for a year or two to take advantage of their current growth. The remaining …
what should I invest in? Stocks?
Long story short, I am 27 and have made good money operating my business in the real estate space. I currently have 5 Multifamily properties for a total of 14 units. cashflow pays for all my bills & a little extra. I have $100,000 I want to invest but I …
How to create a lifetime cash flow with $2 million.
Can a retired senior with $2 million in liquid assets create a lifetime cash flow of $100K/year without dipping into capital? If so, what's the best way? If not, what's a realistic annual cash flow target? Conversely, if not, would $3 million in liquid assets be enough?
Anyone invested in hsbc ftse all world accumulation c?
Invested £1k into this about a month ago currently up £1, is anyone here invested in this fund and are you happy with your returns ? What is your opinion on the fund? Chose this because vanguard upped prices originally wanted global all cap, this seemed like the next best …
FMIJX vs. FZILX - which international fund to choose?
Reposting because the typo in my original title was driving me crazy. I'm looking to diversify my Roths by putting more into an international mutual fund. Currently I have 10% in FZILX; I'm going to increase my international exposure to 20%, but I'm not sure if I should put it …
Does is make sense to separate blended funds into growth & value?
TLDR: Would it make sense (for the purposes of more efficient rebalancing) to separate the total US stock market index or S&P 500 into two funds like VTV & SCHG, for instance? Or would just buying the large cap blended index achieve the same thing? To illustrate what I'm trying …