r/investing
Posts
What's the purpose of not allowing everyone have a 401k (US)?
In the US, if you have qualifying income (basically, from wages) then you can have an IRA. However, to have a 401k you have to have qualifying income (wages) and happen to work in a company that happens to sign up with a 401k provider. What's the actual reason for …
How to turn $1000 into a house in 5 years?
I 25F turned $35 into $1000 last night at the Super Bowl and I would really like to own a second property by my 30th birthday. I have never really invested in anything before (aside from buying my current house last year) and I would like to hear input on …
Internet Innovation ETF or Artificial intelligence, big data and cyber security ETF
I can't decide which one to chose: [https://etf.dws.com/en-lu/IE000XOQ9TK4-msci-next-generation-internet-innovation-ucits-etf-1c/](https://etf.dws.com/en-lu/IE000XOQ9TK4-msci-next-generation-internet-innovation-ucits-etf-1c/) [https://etf.dws.com/en-lu/IE00BGV5VN51-artificial-intelligence-big-data-ucits-etf-1c/](https://etf.dws.com/en-lu/IE00BGV5VN51-artificial-intelligence-big-data-ucits-etf-1c/) You can see in the links the allocations. In the last 2 and a half years, both of them performed almost similar, with around 100% returns. One of them has a TER of 0,30% and 100 companies, and the other one …
What is with the discussion that treasuries are not safe anymore?
I keep seeing posts that the treasury products are not safe anymore. Where is this coming from? Does this apply to every product from the treasury like bills, notes and bonds? The treasury pretty much controls all the money in the US and a lot of economies use the dollar …
How do I pare down my holdings?
I have 30 stocks and 3 ETF’s in my taxable brokerage account. I’d like to pare down my holdings but I don’t know where to start. Has anyone had to do this, and how did it turn out? How long did it take? Are you happy you did it? I …
Competing Portfolios: In Office vs Remote
How would you all think about investing in either of these competing portfolios? One is "in office" focused and has a bunch of corporate real estate and a few tech companies that have focused on being back in the office. The other has a bunch of remote darling stocks like …
Do you bother waiting for dips when investing for the long term?
Just a general question, if you focus on investing long do you wait for dips short term? Or just put it all in and forget about it? Currently looking at BB, HIMS and SPOT, but they are trading at all time highs so wondering if I should wait for a …
Where Could I Invest $1M USD for Low Risk Returns?
I was wondering what would be a good (and safe option) that would generate consistent returns. My main goal is preserving capital while earning passive income for paying my bills. I’d love to hear from people who have experience with any solid low-risk investments. Also, after taxes, how much could …
Lowering average on the dip
Imagine you have 100 shares at 10 dollar average. 1000 total. Then the stock goes down to 5. You lose 500 dollar. If you interpret a possible continuous downtrend, can you lower your initial average without putting in more money? Example: selling 200 dollar at 5$ from the 500 dollar …
When to Withdraw your Stocks
25 Year Old Guy here. back in 2021 2022 I was making good money at a thai restaurant, I invested it using Motley Fool Stock Adviser. Invested around $4,500, Stock took a serious dip in 2022 getting down to $1,600. Fast forward, now it’s at $4,000. Motley Fool advised you …