Posts
Y'all I'm so tired. What does a guy do?
I'm not a moneyed person compared to a lot of the people here, but I've grown my 20k to a hundred. I've read so much about investing, and it's all gone out the window over the last couple of weeks. I have no goddamn clue about what to do. I …
Plot Twist: Bitcoins Do Not Exist
Proving that bitcoins don’t exist is straightforward. All we need to do is clarify the difference between a thing and a number. Let’s start with a basic example. Imagine you have a dozen apples. The apples are the thing. They exist in the physical world. The number 12 is just …
The Big Announcement --- April 23, 2025
The President glanced at the clock on the Oval Office wall: 5:28 PM Eastern. His expression hardened into one of calculated precision. "Two minutes until the earnings call starts," he said, checking his gold watch against the clock. "Is everything in place?" His Chief of Staff nodded. "Yes, sir. Tesla's …
DXJ for some international spice?
Seeing Buffett expand more into Japan got me thinking about adding a little international exposure. I’m not super sold on VXUS and honestly I’m mostly a VTI-and-chill type of investor, but DXJ caught my eye since it’s Japan-focused and currency-hedged. Anyone here holding it long-term, or is it more of …
American 2040 TGT VS self investing and other issues
So, I was a little late to investing due to having children and a spouse that passed away. I max out my Roth yearly. I chose to take the pension at retirement. I also have a taxable brokerage account and some I bonds . I have been allocating $25 to …
Market Chatter: US DOJ Says Google Paying Samsung Electronics to Pre-Install Gemini AI
The US Department of Justice (DOJ) claimed Google is paying Samsung Electronics "enormous" monthly sums to pre-install its Gemini AI on Galaxy devices, potentially reinforcing "monopolistic practices in the internet search," Pulse News reported Tuesday. The claim was made on Monday, during the US DOJ's federal antitrust trial against Google, …
How would you invest $300k?
My husband and I own a small business and have managed to put a little over $300k aside over the past 3 years. We want to make a smart investment that will generate consistent cash flow but the uncertain market really spooks us. Plus we really don’t know much about …
Tariff policy reversed mid-tweet
Alright team—fast forward a few weeks (or days): POTUS caves and lifts all tariffs, citing some BS justification for the reversal. Which investments have been most oversold and are primed for the biggest bounce back? Looking for your sharpest rebound plays - let's hear it.
For low income+equity Americans, are the benefits of gains harvesting worth the early withdrawal penalty of a 401k?
First of all, this assumes you've already fully contributed to your Roth IRA, because no capital gains tax on that. When you withdraw from your 401k, you pay the final amount. If you withdraw early you also pay a 10% penalty. If you're making $20/hr you've got about $6750 in …
Opinions on 401k Investments
I'm 40 and just now starting to try to get my life together as far as investments and feel like my current 401k allocations are not optimal. A lot of the allocations were based upon using a target date fund in the past, but I'm really wondering if I am …