So, I was a little late to investing due to having children and a spouse that passed away. I max out my Roth yearly. I chose to take the pension at retirement. I also have a taxable brokerage account and some I bonds . I have been allocating $25 to the TGT fund. I am about to get married. Should I increase/decrease my TGT fund, and/or take the money and add it to my brokerage? I have read that the TGT funds are garbage, but I know they will decrease my tax burden once we are married with no dependents. I am late 40s. My first husband passed too early for his social security to supersede my own. Kids are grown except my daughter. I can claim her one last time for 2026. I want to avoid taxes