Posts
What's a better investment? I'm looking for some advice for family members
Need advice for family member pls help Hello My mother owns 50% stake, and my uncle the other 50%, in an 2300 sqft office building that's been in the family since the early 1960s. It's paid off and it's been rented out since the late 90s. Nothing has been done …
What loan rate is threshold for investing in broad market instead of paying off?
I have a number of loans with varying rates (2%-8%) and just came to enough $ to potentially pay them all off, or invest. What would be the threshold % loan rate for investing instead of paying off. For context, I have no other debt, and already max out on …
what to invest in if expecting recession
I strongly expect severe recession concerns are going to arise after the end of April, and dominate the economical conversations and the investment decisions. How to best position ourselves for this? - Gold is supposed to be safe, but when there is a large equity sell off the value of …
How to Diversify my 401ks
I am 34 years old, currently have two 401k accounts, one has $200k worth of FXAIX, the other has $88k worth of SWPPX (large caps). I want to see if I should leave them alone or diversify them, and if I should rollover one. I am not contributing any more …
How to Diversify My Robinhood Portfolio
With the U.S. possibly headed to a bear market in the near future, I’d like to diversify away from just the U.S. market. More focused on preserving existing value right now than growth per se. For ethical reasons, I don’t want to touch pharmaceuticals, fossil fuels or weapons/defense contractors. Stocks: …
403(b) Vanguard Target Retirement Fund (VFORX) vs. 403(b) 3 or 4 fund portfolio (VTSAX, VTIAX, VBLTX / VTABX)?
What are the pros and cons of each? I want to set it and forget it. I imagine I'd need to rebalance the 3 or 4 fund portfolio as I get nearer to retirement. Would that possibly trigger fees or taxes? Would the TRF rebalance by itself if it's a …
Almost debt free — pay down $8.5K at 8% or invest bonus while market is down?
TLDR: Should I use a $4,400 bonus to finish paying off high-interest debt (~$8.5K at 7.98%), or invest it while ETFs (VOO/QQQM/SMH) are “on sale”? I drastically cut discretionary spending this year and have already paid off $10K of debt, with ~$8,500 remaining at 7.98%. I’m getting a $7,400 bonus …
Parking my cash on short-term bond ETF good?
I have a cash and thinking of putting it out of the bank to maximise it. Is it a good idea to park my cash in ETF like CSHI, JAAA, FLOT, etc.? I also wanna do DCA to stocks. So I'm thinking I will sell a set amount of this …
15 yo roth portfolio, any critiques?
|Fund|ETF Name|% Allocation|Amount per Year (out of $7,000)| |:-|:-|:-|:-| ||||| ||||| |**VGT**|Vanguard Info Tech ETF|**35%**|**$2,450**| |**VTI**|Vanguard Total Market|**30%**|**$2,100**| |**SMH**|VanEck Semiconductor ETF|**15%**|**$1,050**| |**SPMO**|Invesco S&P 500 Momentum ETF|**10%**|**$700**| |**VXUS**|Vanguard Intl Total Market|**10%**|**$700**| **Is this viable? what would you change, as far as possible overlap, changing percent's, adding/removing tickers, ect,** 16 yo\*
Quarterly revenue of Tesla since 2011
The following chart shows the quarterly revenue of $TSLA since 2011. Tesla had bad earnings last week, and its 2025 Q1 revenue was much lower than the previous quarters. Another important thing to note is that the revenue has not grown since 2022 Q4. The good news is that the …