Posts
How much does expense ratio matter in an S&P 500 index (mutual) fund?
I have three retirement accounts with Schwab, Fidelity and T. Rowe Price and hold each of their S&P 500 index funds. The ER for Schwab is 0.02%, Fidelity is 0.015%, and the stodgy old dinosaur T. Rowe Price is a whopping 0.2%. Look at the difference in % gained over …
Figure AI, yes or no? ($39B Valuation)
VC analyst here, and Figure AI keep’s landing on my desk. Figure’s Series C put it at \~$39B (NVIDIA, Microsoft, Bezos backing) but that already tops Goldman’s estimate for the *entire* 2035 humanoid market, on basically zero revenue. BMW also went with a rival for its latest pilot, and there’s …
Need help with allocation of my retirement accounts
Just got my first job and I’m setting up my benefits. I’m 26 years old and have 0 debt and I’m making 95k/year as my starting salary. I have about 10k spread across a brokerage and a Roth IRA but that’s it. I want to maximize my returns. My company …
Alphabet capex 100% up yoy to 44B
revenue is up 24% yoy. Numbers probably good for semi space, not sure about google [https://s206.q4cdn.com/479360582/files/doc\_financials/2026/q2/2026q2-alphabet-earnings-release.pdf](https://s206.q4cdn.com/479360582/files/doc_financials/2026/q2/2026q2-alphabet-earnings-release.pdf) Deck - [https://s206.q4cdn.com/479360582/files/doc\_financials/2026/q2/2026q2-alphabet-earnings-slides.pdf](https://s206.q4cdn.com/479360582/files/doc_financials/2026/q2/2026q2-alphabet-earnings-slides.pdf)
Need help with liability minimization when transferring funds from a standard brokerage into Roth IRA
I developed a standard brokerage account and Roth IRA in Ellevest between 2020-2025 (until they transitioned their assets to Betterment). It was my first time investing, and I let the roboinvestor do the work. Then once Ellevest moved to Betterment, I was running these two accounts via the Betterment roboinvestor …
China Is Restricting Trades on Paper Gold - My take On The Indirect Implications For Gold Mining Stocks
I think gold miners are about to get an influx of investment from Asian retail investors. I would imagine that Chinese gold investor/traders that are all of a sudden restricted from leveraged gold would be looking for alternative means to gain similar exposure. Gold Miners accomplish that… gold miners basically …
Has NKE become uninvestable? What’s going on with Niké / the goddess of victory... ?
I honestly don’t get it anymore… NKE has basically been going down for like a year now. Just red after red after red. What really confuses me is the World Cup. Nike was everywhere. Big teams, huge visibility, constant exposure… I really thought that would boost sales and give the …
In the event of a big US price correction, will equities across the globe fall in tandem?
So, from what I can gather, in both 2000 and 2008 when the US market fell, that bled over globally, they all fell when the panic hit. It seems like in the event of big drawdowns, people pull cash from everywhere for liquidity, even if fundamentals aren't the same across …
Daily General Discussion and Advice Thread - July 22, 2026
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Name Alternative Investments You Have Never Or Rarely Heard Mentioned
There's a line that has always stuck with me from the movie the Hitman's body guard and the line is ''Boring is best''. Whenever anything is made to seem like the place to invest its usually just been discovered by the hype train and propped up by the perception that …