Posts
Need help planning for the future, any direction greatly appreciated
Hey y’all! I’m getting ready to start my first grown up job after a crash course 4 month training program at my company’s home office. The pay will be more than I honestly ever saw myself making and I’m struggling to formulate an investment and budgetary plan for my money. …
So does anyone here work at a Fortune 500 company or a publicly traded company? If so, are you using their 401k match and stock options program? If you are, how's that going?
Sorry for so many questions. I've just been studying finance hard for a few years now and just curious on how anyone is doing with these benefits. I've been working traveling construction since I was 19-20 years old I'm 31 now and l've been looking to switch to the financial …
Investing is simple! It’s not hard at all!
Investing is simple as pie. I’ve only been investing for about 4 years. I’ve chased yields, I’ve traded options, sold covered calls and puts and the one strategy that has worked for me and helped me sleep well at night is……. INDEX INVESTING! There’s an index for every market! Why …
Can I get my 401k accounts back?
Worked a job in 2015 for a company for 3 years, had some 401k investments via Etrade. Worked a job in 2019 for 2 years had some 401k investments 401k via fidelity. Can I still access these accounts? The companies got bought out. Is there a central place I can …
Which Lots to Sell to Fund Vehicle Purchase
I am wanting to sell some lots in a few mutual funds in a portfolio of fund a future vehicle purchase. Each of these 3 mutual funds has many lots each acquired at different times some which have resulted in gains other losses, some long term others short term. My …
Same index, different dividend yield
1. Amundi Nasdaq-100 II UCITS ETF Dist (syntetic) 2. Invesco EQQQ Nasdaq-100 UCITS ETF (physical) 3. Invesco Nasdaq-100 Swap UCITS ETF Dist (syntetic) Why the dividend yield is so much different (and so higher on syths)? # Historic dividend yields: || 1 Year|EUR 1.11 (0.64%)|EUR 1.63 (0.40%)|EUR 0.44 (0.87%) || …
Investing ex-AI for the future.
This topic gets really bizarre and squeamish sometimes. I don't believe in AI. (Lol, belief like in a diety). Any current advanced robot manufacturing unit has an economic value of someone 90-100 IQ. It's not intelligence, it's non-exhaustive back tested repetition from naturally sourced intelligence en masse. I see the …
Bulls, Bears, and the Battle for 570.
This Version is a good one : We got the incredible hammer candle or the bullish pin candle. Does it mean that we’re out of the bare woods and are we only moving higher?. Well I want just caveat this and no it’s not mean the market could go higher …
I’m trying to better understand taxes
Short and long term taxes, do I pay taxes as I withdraw money up to the number I desire per year or I am missing something ? For Example: If I make $250k in options in 2025 do I pay taxes on it regardless of if I keep it or …
Breeden & Litzenberger curve isn't monotonically increasing?
I wrote a program to use [the method of Breeden & Litzenberger](https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2642349) to compute the market's expected returns as a function of time using option pricing data for SPX. I've added the plot as ASCII bellow (r/investing doesn't allow image posts). I'm curious, why isn't the curve monotonically increasing? It …