Posts
Discouraged from investing after missing the dip
Unfortunately I haven't deployed nearly as much cash as I wanted to during this recent dip and it has completely discouraged me from investing. Knowing that I missed 10-15% in a month and will now have to settle for a fraction of that over a much longer time period makes …
Hoping to find some in vesting Advice
27M here—currently have about $80K sitting in a high-yield savings account and $90K in a taxable brokerage (mostly index funds). I’m not planning on buying a house or making any major purchases for at least a year, maybe longer. Wondering if I should move a chunk of that HYSA money …
Donald Trump says US will set new tariff rates for scores of countries
[removed]
Thoughts on Applied Digital (APLD)?
Looks like the stock can skyrocket at any time. Applied Digital (APLD) builds and operates data centers for high-performance computing (HPC) and AI workloads. Their main project is the Ellendale HPC campus in North Dakota, where they've completed a 100MW facility and are constructing two more buildings. They're in talks …
HSBC lied about bond callability – now refusing to pay interest. What can I do?
I’m a private investor who purchased callable bonds through HSBC (US). Before I bought, I was told they could **only be called once**. Now I’ve found out the bonds are actually **callable monthly or annually** after that date — a major misrepresentation. It is all very sketchy. Worse, HSBC is …
Introducing the stock that you’ve never heard of that will make me a millionaire.
[removed]
Why does my financial advisor buy SPY over FXAIX in my Roth IRA?
I am aware that SPY and FXAIX are very similar investments, to me FXAIX beats SPY out very easily due to expense ratios, (SPY - 0.09%, FXAIX - 0.02%). Otherwise, they are nearly identical index funds, with the only major difference being that SPY is an ETF and FXAIX is …
Is a Roth IRA superior when you’re younger?
Help me understand this shower thought I had. My thesis is that a Roth IRA is superior to a trad IRA when you’re young. Let me expose this case. A young person, Sam, enters the workforce and decides to save for retirement for 10 years, then let his money grow …
Oh shit Crispr works! The results, published in the New England Journal of Medicine on Thursday, are a landmark in the 50-year quest to read and repair the code of life.
[removed]
If you could only invest in 5 companies for the rest of your life what would they be?
Even though single stocks are only 15% of my portfolio, I’m invested in way too many companies right now and want to narrow in on just 5 or 6. If you had to pick just 5 companies that you believe in long term which ones would be at the top …