Posts
Not sure how to reallocate right now
I am currently 90/10 equities/MMF, with most of the former in SPY and VTI. I don't like how incredibly concentrated I am in AI right now. The gains have been great, obviously, but I believe that I have too many eggs in one basket. I'm worried about the possibility of …
Total Market Index Funds VS. High Dividend payouts
I have some money I'd rather invest than let it lose its value in my savings account. I have a friend who has 100k in various weekly dividend ETFs or yield boost stocks of other stocks (like TSYY) that makes him roughly 4k a month. However, I'm scared to invest …
What does it mean if “percentage owned by institutions” exceeds the 100% mark?
I was looking on yahoo finance to see what is up with EA after the Saudi take over news. I wanted to see if insiders or institutions would control the vote. To my surprise, it lists the stock as 107% owned by institutions. How is this even possible? Are there …
Investing in a company that's getting acquired
I sometimes read headlines saying something like, “Shares of Company A surged X% after being acquired by Company B.” It gets me thinking how could investors have known to buy in beforehand? I’m new to higher-risk investing and usually stick to my cocktail of ETFs that I buy+hold long-term, but …
Is WACC the only way to calculate Cost of Capital?
I'm trying to find multiple ways to calculate cost of capital aside from WACC but i have not been able to find any sources about alternatives to WACC other than through AI. While I'm sure the AI prompt is valid, I'm not able to find a legitimate source for the …
Investing in mutual funds to grow home down payment?
My wife and I live and work outside the U.S. and have saved about $30K in cash that we want to invest (in the U.S.) for approximately the next 3 years. After that, we're moving back to the U.S. and will need to access that money for a down payment …
Rebalancing retirement account question
44M currently 100% in Vanguard VTIVX target date 2045 (46.9% US stocks, 32.3% Int’l stocks, 14.6% bonds, 6.1% cash) with 15.8% return YTD I have about $650,000 in 403b and $250,000 in 457b. I started contributing later in life but currently max out both accounts ($23,500 each) and employer matches …
M&A Isn't Dead, It Just Got Strategic: Corporate Giants Are Dominating, But the Regulatory Clock is Slowing Everything Down.
The headline M&A numbers feel quiet, but if you look under the hood, the entire deal market has recalibrated around two huge forces: Corporate Financial Power and Regulatory Drag. This is where the smart money is moving right now. My Take on the Shift: 1) Corporate Balance Sheets are the …
Thoughts on keeping dry powder in a TIPS etf?
I have about 10% of my portfolio in a money market account (SWVXX) making \~4%. I was thinking about taking half and putting it in SCHP (TIPS ETF). This is my dry powder fund, just wondering if this would be a better allotment in the event of a market crash. …
The FED cut rates by 25 bps on 9-17-2025. My APY let me know what that means.
The affects of the Feds monetary policy is already being felt. Just learned the Annual Percentage Yield (APY) in my Robinhood brokerage cash sweep program, which allows uninvested cash to earn interest, decreased from 4.5% to 3.75%, on 9-24-2025. Seven days since the FEDs FOMC meeting. Am I doing the …