Posts
UIT offering vs purchase price discrepancy question
have a first trust UIT in which the initial offering price was $10. My previous broker purchased that offering day. When looking at my cost basis for those shares it shows $10.41. looking at the fees on the [prospectus ](https://www.ftportfolios.com/Retail/dp/dpperformance.aspx?fundid=18532)it shows no initial sales charge, just deferred fees. Initially, there …
Is the Fed finally relenting? Rate cuts are coming, and the market is poised to take off.
After watching the Fed minutes, my impression is this: they're saying "caution" but they're already thinking of ways to justify a rate cut. Most members want to ease some of the pressure now, as employment data is indeed softening and inflation isn't as volatile as before. A few are still …
What’s the next billionaire-making industry after AI?
If you look at history, every few decades a new industry shows up that completely reshapes wealth creation and mints a fresh class of billionaires: • 1900s: Oil & railroads • 1980s: Hedge funds & private equity • 2000s: Tech • 2010s: Apps • 2020s: AI/crypto What’s next?
Tools to Assist with Direct Indexing?
I'm interested in doing a version of direct indexing for tax loss harvesting. I plan to do this myself, rather than go through a paid service. I'd like to split an index fund in to multiple components, so there is increased chance of effective tax loss harvesting. I'm looking for …
Has AI become overvalued because it nullified the means to prove it's not?
I am trying to wrap my head around this market. Kinda worried I might appear to be AI due to my typing habits, so I'm using turd emojis as bullet points. Everywhere I go, it seems like investors are the only ones interested in AI (as in not complaining about …
What happens if AI is just slop?
I'll try to keep my post short. Stock markets have had a great 2025. Lots of growth but mostly in the tech sector, driven by A.I. hype. A lot of people debate whether or not A.I. will be as transformative as its greatest backers want us to believe it will …
Buying silver and gold worth it? I already have multiple stock accounts I contribute to monthly. Looking to diversify
I currently invest roughly $800 a month into my military TSP account. I then have a personal Roth account that I contribute $200 a month if not more sometimes a month. Then I have a brokerage account that I contribute to occasionally. I’m wanting to get into buying physical silver …
Thoughts on a investment mix
I wanted to see what the wise investors here would do in this scenario. I have ideas but there is more experience here then what I have. Retired at 58. I have 420,000 in a 457 account that is not needed for paying bills however I would like to pull …
Does anyone actually recommend doing IRA Roth backdoor?
I am thinking of backdooring my traditional into a roth , I am 31 years old and I make more than what a Roth IRA allows me. So I was thinking of investing yearly 7000 into the traditional IRA and instantly turn it into a Roth. Does anyone have experience …