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REDDIT

What do you think of this plan to pay off mortgage faster

O
Dec 7, 2025 · 03:30

So hear me out. I bought a home last year with only 10% down which I was comfortable with. I could’ve put another 10% down but chose to keep it in hope to utilize it for something that would provide greater gains. The 10% amounts to $27k.

I am not thinking of putting the $27k into BTCI ETF and use the distributions to pay down the principal. This would allow me to pay off the mortgage 12-15 years sooner of a 30 year fixed.

What do you think? What could possibly go wrong haha.