r/investing

r/investing subreddit

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Posts

Reddit by wesnileATL November 24, 2025

529 Withdrawal Tax Question

I was looking into opening a 529 under my own investing account in Fidelity. The idea would be to either save for a future kids education for my family, or a personal fund in case I decide to go back to school. A few questions hopefully someone can help answer. …

Reddit by SnakeLapointe November 24, 2025

Should I invest in USD Etfs or CAD Etfs as a 19 year old ?

Like the title suggests, I started investing this year and I'm planning on maxing out my TFSA. I already bought some VFV, but after further research I learned that VOO and VFV can be somewhat different due to the exposure of exchange rates. Should I invest into USD etfs such …

Reddit by Ok_Assignment4100 November 24, 2025

Taxable Brokerage Account - Create a Small Dividend Portfolio?

I fully invest and max out my 401k and Roth IRA, and use both the regular backdoor roth and mega backdoor roth contributions. And also have a money market account with my wife for emergency funds that gives us 3-4 years of cushion should something drastic or life-changing happens. So, …

Reddit by stupidusernamefield November 24, 2025

Buying Fractional Shares of an Index Fund

I use Schwarb to buy shares on. I see a lot of information out there about buying $90 a month of shares in an S&P tracking index fund, but all the funds are around $600 a share. So how are people buying fractional shares in index funds? Schwarb at least …

Reddit by jbjamfest November 24, 2025

Do any industries benefit from a tech bubble bursting?

Not an investor or anything - just having late-night-can’t-sleep ponderings: Did any industry benefit from the dotcom bubble bursting? I know 9/11 puts a twist in this tale because obviously the arms trade had a big boost, so maybe it’s harder to tell? Theoretically, if the AI bubble bursts (which …

Reddit by [deleted] November 24, 2025

Would you consider 100K invested by the age of 30 good?

[deleted]

Reddit by Bluepenguin053 November 24, 2025

Make 529 accounts for nephews and give to sister?

Hello, My family comes to me for investing advice because I throw some money in a Vanguard account once a month. My sister has asked for a unusual Christmas present this year. She would like for me to make 529 accounts for both of my nephews and transfer ownership of …

Reddit by clackiestclacker November 24, 2025

is S&P 500 still a good decision for investing?

I’m 19 with a part time job alongside studies, and can afford to invest about £100 a month (increase when i graduate). I want to invest it mid-long term, say 15-30 years consistently. Of course the US economy can collapse, but would it be reasonable to invest in S&P 500? …

Reddit by savingrace0262 November 24, 2025

Why shouldn't I invest in TQQQ long term?

Not trying to start a leverage war, but I ran some numbers out of curiosity. If you invested $100 a month starting in 2010: S&P 500 in a Roth IRA ends up somewhere around \~$60–70k (tax-free). S&P 500 in a taxable brokerage lands a little lower because dividends get taxed. …

Reddit by chaotichousecat November 23, 2025

Need help with 529 plan tax deductions in missouri.

We live in missouri. Wanting to start a 529 plan for my child. If I invest 8000 dollars a year will I get 8000 back at tax time or how does the tax reduction work. What i google says we should get 8k back or 16k if we file jointly. …