Posts
Investir 50 000 € sur 6–10 mois : bonne idée ou pari trop risqué ?
Je souhaite obtenir un avis extérieur sur une réflexion d’investissement à court terme. Une personne va recevoir environ 260 000 € d’une assurance pour financer des travaux. Une partie a déjà été versée, le solde doit encore arriver. L’idée étudiée est d’investir 50 000 € de cette somme dans des …
Asset allocation for a high-inflation, low-growth decade?
I’m reviewing research for the 2026–2030 cycle that suggests we are entering a period of sticky inflation driven by tariffs and deficits, alongside a weakening labor market that headline GDP isn't capturing. The argument is that standard nominal bonds will fail to protect purchasing power if the Fed cuts rates …
10% a year returns… let’s just think about that for a second
If we consider S&P500 gaining 10% a year on average, and let’s be super generous and say it only achieves half in the future, 5% a year, and let’s then say that the mag7 trails this 5% a year growth on average (which I believe most would agree is not …
What do you think of this plan to pay off mortgage faster
So hear me out. I bought a home last year with only 10% down which I was comfortable with. I could’ve put another 10% down but chose to keep it in hope to utilize it for something that would provide greater gains. The 10% amounts to $27k. I am not …
Can I make money off my equity in a home to be able to not work without selling or renting?
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The Quality of Vertical Aerospace
I’ve twice previously posted on Verticals valuation; this time I want to focus on their quality. If you go to the investors section of Verticals website, you’ll see many individuals with impressive resumes who are all familiar with senior positions. I’m just going to focus briefly on 3 of the …
Did anyone see this paper on a "universal collapse constant" (λ=8.0)? Seems to predict Luna and 2008 GFC way in advance.
I stumbled across this whitepaper on Zenodo today and it's honestly kind of wild. It claims to have found a universal constant (λ=8.0) that governs systemic collapse across different domains (Finance, Crypto, even Healthcare capacity). The author (some anon group "Independent Research Unit") derives a vector-based risk metric using Langevin …
Questions about Retirement
Hi so I am 20 years old and have about 20k in a taxable brokerage account, I use margin here and there when there’s a drop in the market and mainly buy up NVDA and META when they drop and sell with a 3% gain each time and rinse and …