Posts
Traditional or Roth 401k?
35 married filing jointly. After a few years of being paycheck to paycheck, we are finally getting to a more comfortable financial situation. Make $150k combined annually and firmly in the 22% bracket. Have $25k in a Roth IRA (VT and chill) that we are now able and going to …
What is your favorite finance/investing book?
I just finished The Simple Path to Wealth and The Psychology of Money. Both were great but I am now looking for something a little less "101". I am wanting to gain useful investing/financial knowledge without being dry, and more profound psychology lessons than the typical "live below your means, …
14 ETFs that crushed SPY & QQQ in 2025. Some up over +180%
So everyone’s been talking about how “you can’t beat the S&P or the Nasdaq.” Well, some ETFs said “hold my beer.” From copper miners to AI-tech rockets, a surprising batch of ETFs absolutely obliterated both SPY (+16.4%) and QQQ (+21%) YTD (Jan–Dec 2025). Here’s the leaderboard of winners that beat …
Oh shit Apple shipments up 128% in China!? poised to lift Dec profit and guidance
Foreign phone shipments in China jumped 128.4% in November from a year earlier, reaching 6.93 million units, according to new data from the China Academy of Information and Communications Technology. Overall smartphone shipments rose by just 1.9% to 30.16 million units, indicating that most of the growth came from foreign …
Is a morningstar subscription worth it?
I'm trying to get into investing, and I want a good resource to look at stocks. My grandpa recommended morningstar as that's what he's been using for his entire life and he has been successful with the stock market. I just wanted to ask if anyone with knowledge can back …
%Fun money/lottery ticket stock picking
What do you think is an acceptable percentage of your total portfolio to have taking gambles vs standard balanced portfolio/ETF investing? Please include some rationale or math. I think one also needs to consider the investor's age and also how the total portfolio compares to your employment/ other income. I …
Fed independence or lack thereof in 2026
If the president does what he says he wants to do and stops the fed from being independent ito force interest rates lower faster, how will that impact investments? I worry it would further erode confidence in the us and there may be outflows from the us, but I don’t …
Developing country. Index funds would yield little. Where to invest?
Hello, I'm from an eastern country in Europe. Back in 2007, the medium wage was around 200 euro, now it's 1100 euro. If I would have invested a sum in 2007, in something like S&P 500, the inflation would have left me with around twice the buying power of what …
Investing in nickel, copper, and zinc?
Not sure if this is the right sub for this question, but I was thinking about going all in on copper and other precious metals. With the penny being removed from production, the price of copper will only continue to rise. Furthermore, I believe that in 15-20 years they will …
How to deal with huge losses and not feeling set back.
Im 36 years old, and just lost half of my total savings from 75k down to 37k in the stock market in an extremely short period of time recently because I made rash and bad decisions dealing with options when I shouldn't have. Im going through a very hard time …