Posts
My mother-in-law has never invested
Hello everyone, I was talking to my mother-in-law recently. She is currently 50 years old, and she told me that she has never opened a 401(k), IRA, or any type of retirement savings account. She has basically never invested or saved specifically for retirement. I didn’t really know what to …
ESPP Consideration - The plan gives us 1 share for every 3 bought that is vested in 18 months
In addition to the title, the company will extend a loan to us to purchase the stock with an interest somewhere between 1-6% to be paid back in a year through payroll deductions. Is this an automatic 25% ROI? YTD grown of stock on canadian exchange is 65%. Would you …
I like rules-based asset allocation ETF $ELM
I recently saw an ad for this etf in my feed and really like what I’ve read about it. Dropped some cash into it today. It’s a fund of low-cost global ETF’s, with a target 75/25 equity to fixed income. Adjusts dynamically not by manager discretion, but based on rules …
How do you identify an emerging investment theme before it becomes obvious?
Hello, I’ve been thinking about how do you actually discover new investment themes early. Not individual stocks, but a broader theme that may eventually become significant, for example - data centers, nuclear energy, robotics, defense modernization, etc. I’m curious how you personally approach this?And one you notice a potentially interesting …
MFBP Bancorp Inc. ECIP Preferred Arb
Interesting trade here for anyone into event driven/ special sits. Posting it in a few groups to see if I'm missing anything. M&F Bancorp Inc. is being acquired by Optus Financial Corporation for up to $53.30 in cash - consisting of $46.57 at closing & up to $6.73 contingent on …
Seeking Exposure to Independent Plumbing Businesses
I’m looking to get exposure to a plumbing services business (or a broader plumbing/HVAC/home-services company) that operates in Europe, North America, or other developed markets. Ideally, I’m looking for a company that: * Has a solid track record and recurring/local demand * Is still independently owned and has not yet …
Daily General Discussion and Advice Thread - August 12, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
US market - VOO or CSPX QQQ or CNDX or anything else?
I’m looking at CSPX/VOO, CNDX/QQQM and SMH, but I’m open to other ETFs too. My main confusion is whether this is a good time to start. The US market looks quite expensive right now and there are a lot of concerns about AI/tech valuations and a possible correction. If you …
What are your oldest/newest stocks?
What’s the stock that you’ve had the longest in your portfolio, and what is the stock that you most recently bought? If you want you can also share when you bought it, at what price, why you bought it, changes in investing strategy etc - would love to hear different …
Everyone's freaking out about the HBM shortage but SK Hynix and SanDisk just quietly launched a whole new type of memory
HBM is the expensive fast memory that's in short supply and driving the whole AI hardware trade right now. Last week SK Hynix and SanDisk dropped a standard for a new thing called High Bandwidth Flash that basically slots in underneath it, almost as fast but with way more capacity …