I recently saw an ad for this etf in my feed and really like what I’ve read about it. Dropped some cash into it today.
It’s a fund of low-cost global ETF’s, with a target 75/25 equity to fixed income. Adjusts dynamically not by manager discretion, but based on rules such as the CAPE ratio (Cyclically adjusted P/E) which is near an all time high right now, as well as momentum.
Currently holding 24% t-bills, 23% VTI, 14% VWO, 7% TIPS, and small amounts of other ETF’s.
I like how it holds less-than-target equity exposure now as the previously mentioned CAPE ratio is super high right now, and historically equities have not done well for the 10 years after this high of a cape.
Adjusts at least bimonthly. Thoughts?
Oh and it has a 2.5% yield, although it’s paid once a year in December.