Posts
2026 Investment Strategy - Growth with some Risk
Here is my proposed allocation 2026 and how I rebalanced when the market re-opened today. I am selling all VOO/VTI and replacing with them looking toward a future in 2026 with a weaker dollar and a much larger US debt. SMH is my high risk bet with a 15% trailing …
Discipline is rarely an information problem
Looking back, my worst investment decisions were rarely about missing information. Most of the time, they came down to how I felt: stress, uncertainty, ego. What helped me more than I expected came from something completely unrelated to markets. I started taking daily, unplanned walks outside with my dog, Blue …
How do professional investment firms detect sales trend of the companies they invested in?
For example, just a few days ago, Tesla released a press conference showing that according to the sales delivery consensus, their EV sales are down a lot and then stock prices went down significantly after that. Okay that's fair. But my question is, do those professional investment firms who invest …
Let's start the new year with a simple question about investing and perspective
Last year, I thought a bit about how my views on investing have changed over time. When I first started, I focused on prices, short-term movements, and whether I was doing things “right.” Over the years, especially after a few turbulent periods, I gradually shifted my focus to the process, …
TSLA Showing Potential Buy Opportunity on Pullback
Currently, TSLA stock has pulled back to around $438, potentially presenting a favorable entry point. The stock is now approaching its 52-week low of $214.85, and despite today's decline of over 2%, its fundamentals remain robust. The weighted average price stands at approximately $445, indicating the current share price is …
How can I (or should I bother to) rebalance my Roth IRA portfolio within Vanguard this year?
First trading day of the year, which means maxing out my Roth IRA, but I have basically ZERO international exposure. I started this Roth IRA back in 2017 and for that first year I dumped everything into VFIFX (2050 Target Date Fund). 2018 to present I have been putting it …
Doing a rollover to self manage
My mom just retired. She’s 62 and worked in healthcare. My parents aren’t loaded but they’re disciplined. Net worth is a little over $1.5MM. They don’t spend much and mortgage has been paid off for 20+ years. She has a little over $400,000 in retirement and now that she isn’t …
Is Micron Technology (MU) a value stock at its current price?
With the recent RAM shortage, Micron has had an incredible run this year. What really surprised me is that its forward P/E is still only around 8. Given the strong backlog and upbeat forward guidance, do you think this is a good time to start a position?
What should I do with $500k cash (in the bank lol)?
Just flipped the house, but I know it's gonna take me a while to find my next deal. I usually stash my money in a high-yield money market account, but I'm thinking maybe I should put more into an S&P index or something like that (actively managed). Wondering what people …
VTI, JEPQ, IBIT in my Roth IRA
Every year I plan to max my Roth IRA with 80% VTI and 20% JEPQ. I will drip all JEPQ Dividends into IBIT (bitcoin ETF). I’m 33 and a tad late to retirement investing (only 14k Roth). But I have a solid nest egg and see my Roth as a …