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REDDIT

Depositing $300,000 cash into checking account concerns

B
Jan 19, 2026 · 15:14

if I were to deposit $300,000 cash into a checking to later move to a brokerage account. Would this cause any problems or looking into.

I have proof of about $220,000 where It came from. the other has been just just me squirreling away for years. 220k came from husband life insurance policy and a sale of a house.

but it has been a few years since I received the money. I just wasn't in a good place and didn't really know what to do so I just put it in a security box. I know I should have invested it by now. and that's what I want to do now but I'm concerned I might have caused myself some issues maybe with taxes or irs or someone lol

just wanted to see any thoughts on this thanks