Posts
Disclosing my ALHC positions for accountability.
I’m holding two positions in the stock, both un-levered and long. Position 1: 16k shares @ $13.83 Position 2: 16k shares @ $14.65 Thesis: Continued and sustained growth, coupled with tech-advantaged efficiencies mostly unique to their model, ALHC’s P/E ratio will stay in the 50-100 range. As earnings continue to …
An interesting way to measure your performance
1. What average income does your Net Worth trajectory imply? 2. Assume you start investing when you started working. What gross salary does your NW imply vs. what your actual salary was? (less taxes, less expenses, w/ dividend reinvestments). For simplicity assume flat salary. 3. What Net Worth does your …
Bonds for Roth IRA? Age 25
Is the guarenteed money optimal for a Roth IRA? I recently started my Roth IRA and initially made investments into ETFs, Fidelity recommended a 45% investment into Treasury bonds. The guaranteed money is nice, but is this a common practice for younger people starting their Roth iras? I would define …
CNBC is reporting that 530A will have option to contribute pre-tax direct from paycheck. Thoughts?
Is this real? Will it happen? pretax contributions? https://www.cnbc.com/2026/08/11/trump-accounts-employer-match-paycheck-contributions-treasury.html This is a pretty meaningful upgrade to 530A accounts. If parents can contribute pre-tax directly through payroll t starts looking much more like a child's 401k. The big question for me is whether employers actually adopt it at scale and how …
Selling all of my BTC slowly every month (not all at once) to re-buy the SP500
I bought too much bitcoin, or should I say, I am all in since february. I now deeply regret my decision. While BTC just went sideways, AI stocks and the SP500 went just up and up. And then there is the quantum treat, spam in the blockchain and the fact …
Explain how the market is backed by real earnings if end consumer doesn't benefit nearly enough from AI?
So many people justify the market right now by saying: look, market is backed by earnings. Ok, those earnings are real, but they are due to supply chain investments in AI, not from end-consumer real AI profits. Everyone builds data centers and trains LLMs with the expectation that jobs will …
Daily General Discussion and Advice Thread - August 14, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Can I do multiple Schwab deposits through the year without any issues?
Hello! I’ve had a Roth IRA and taxable brokerage account for the past 7 years. I always max out my Roth IRA/any extra in my brokerage account. So two checks per year in person to Schwab. old school, I know Not too long ago I got a raise and am …
Terracycle Investment Question
Friend sent me information about Terra cycle, and after looking through the numbers I’m perplexed. How can the company be valued at $465 million when revenue is $43 million. They have low profit margins, and are turning all of the profit into dividends. What math supports the multiple/valuation for what …
[via Y!Finance:] Reddit Shares Surge on S&P 500 Inclusion Later This Month
Link: https://finance.yahoo.com/markets/stocks/articles/reddit-shares-surge-p-500-220937768.html Our favorite site is moving up, from the 501st largest company in America, to 500th 😎! I took profits early -- *"a profitable trade is a good trade"* -- but hindsight, y'know, she's a real b\*tch...