Posts  / #POST-248323
REDDIT

Can I do multiple Schwab deposits through the year without any issues?

S
Aug 14, 2026 · 06:37

Hello! I’ve had a Roth IRA and taxable brokerage account for the past 7 years. I always max out my Roth IRA/any extra in my brokerage account. So two checks per year in person to Schwab. old school, I know


Not too long ago I got a raise and am able to deposit more. I maxed out my Roth IRA in January, then a $7,000 check in my brokerage in March, then another $7,000 in July. If I do another $7k in November, will this set of any red flags or anything? Since it’s way different than what was my usual two checks per year.

VOO and chill, I just buy and have never sold

thanks for the help! I’d like to do another deposit in November but am not sure if I should wait longer

just wondering how many deposits per year is ok before anything is considered unusual