Posts
Using WeBull or Robinhood just for the IRA match?
I don't really see anyone talking much about IRA matching from certain brokerages. Is it worth switching to WeBull or Robinhood just for the match? Besides the vesting period what's the catch? What am I missing? WeBull offers 3.5% with their premium subscription ($40/annual or $3.99/mo) which drops the effective …
Is Tech Bubble a Myth ???
People’s fear of tech ETFs today feels overblown. Many avoid them because of talk about an “AI bubble” or because tech makes up a big part of the S&P 500. They often compare it to the dot-com crash, but that’s not the same in my opinion and there is why: …
What do you do with stocks that didnt make it in the Pie you created?
out of 16 stocks i gathered in this pie 4 of them are in the red. Two of them are negative only by 1 to 3 % (which im fine with i still believe they will grow) the other 2 are down by 6 % and 23 %. the green …
how are target date funds performing so poorly?
I understand that target date fund should be providing a diversified, age-appropriate portfolio that gets more conservative over time. I naively assumed they would not get particularly conservative until 10-20 years pre-target-date. Then I checked the actual performance: [https://totalrealreturns.com/n/VTTSX,VFIFX,VTI,VOO?start=2016-01-01](https://totalrealreturns.com/n/VTTSX,VFIFX,VTI,VOO?start=2016-01-01) The 10-year returns for the 2060 fund is 201% versus 284% …
Gut Check - How am I doing?
43M, Married, MCOL city $1.8M invested across 403(b) / 401(k) / IRA / Roth IRA $82K in Taxable Brokerage $52K in 529s (2 Kids, aged 6 and 9) 1 rental ($300K) fully paid-off $175 equity in primary residence ($450K mortgage remaining). Don't have a specific timeline to retire in mind. …
22yo student – Long-term PEA ETF portfolio, looking for opinions
Hi everyone, I'd like to get your opinions on my current PEA (French equity savings plan) allocation and my long-term investment strategy. For context: I'm 22 years old, still a student, and I invest with a very long-term perspective (15-20 years minimum). I invest exclusively through ETFs and I use …
AI data centers are forcing a grid reality check. Who is solving the downtime problem for hospitals and everyone else?
Pew Research put a hard number on what a lot of people are feeling anecdotally: US data centers used about 183 TWh in 2024, a bit over 4 percent of total US electricity use, and the same analysis points to that demand more than doubling by 2030. Grid Strategies went …
Why would FSKAX earn less than FZROX (total mkt vs zero)?
I looked at Fidelity's total mkt funds, one is FSKAX total mkt with 0.015% expense, other is FZROX zero. FSKAX has more it's invested into (more companies), but yielded less over 5 year window when looking at 2021 to Jan 2024. It wasn't much, slightly less like a few hundred …
529 for kids- for or against?
What is the best reason to, or not to start a 529 for a child? I was planning on doing a 529 for my newborn, but I originally thought they were tax deductible at the federal level, and turns out they aren’t. So it appears the only benefit is withdrawing …
The Money People Still Won’t Admit We’re In an AI Bubble And They Never Will
[https://www.inc.com/joe-procopio/the-money-people-still-wont-admit-were-in-an-ai-bubble-and-they-never-will/91284179](https://www.inc.com/joe-procopio/the-money-people-still-wont-admit-were-in-an-ai-bubble-and-they-never-will/91284179) "The money people are never going to tell you when they think something scary is happening that might lead to a crash."