Posts
4-Fund Long Term Portfolio Feedback
Hey, trading and stock picking is getting pretty annoying ngl. Yes there's gains to be had somewhere out there in the ether, but I think I can use my time in better ways. So here's my attempt at a set-and forget portfolio: VTI - 50% SCHF - 30% PPA - …
Is Robinhood a reliable place to keep your money long term?
I use Robinhood exclusively for my taxable brokerage account, however my 401k and HSA are in fidelity. I really like Robinhood’s UI and app experience. It’s easy to use, and has a modern/sleek design. I can’t stand the apps for Fidelity Schwab and Vanguard. The have a clunky design and …
Inherited IRA/Brokerage strategy? Do I avoid tax liability with minimum distributions or not?
I'm a 50-year-old male who inherited $450,000 in a mix of an inherited brokerage account (250k, Roth IRA (50k) and traditional IRA(150k). I understand that I have to take mandatory deductions but I don't have a full understanding of what would be the best way to limit my tax liabilities. …
Instead of maxing a 401k, have any of you decided to invest in a business, property or other investments and what were the lessons learned?
Maxing out a 401k seems like the safest bet for retirement with a great tax advantage. However, I was wondering if anyone tried alternative different path? I know some people who’d rather invest in real estate as they say it’s more tangible or others who think choosing your own investments …
Instead of maxing a 401k, have any of you decided to invest in a business, property or other investments and what were the lessons learned?
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Ford Company Match on Roth 401k
Ford matches 90 cents on the dollar up to 5% of my salary. Does this mean that if I contribute to either roth or trad ford contributes the same amount to a pre tax fund? Say I make 100k. I select to contribute 5%. Traditional, 5k goes in from me, …
How do I know the price ahead of time if I trade a mutual fund in my 401K
Not happy with some of my investment allocations (they are not terrible but I realize I could make better choices). I am 5-10 years from retirement and still interested in growth (not interested in moving to bonds etc). I need to move about 200K into other investments within my 401K, …
AI stocks are ripping. Insiders just cashed out $16B. Coincidence or signal?
Everyone is talking about AI changing everything. Stock prices agree. What is getting less airtime is what insiders are doing while prices hit records. According to Bloomberg, tech insiders sold over $16 billion worth of stock during the AI rally. Not rumors. Actual filings. Here are some of the bigger …
New TD Bank buyback program
Money from sale of Charles Schwab in US flows back to shareholders (ex-dividend date tomorrow). TD's existing normal course issuer bid to repurchase up to 100 million of its common shares under TSX rules commenced on March 3, 2025, and was scheduled to terminate on February 28, 2026, unless terminated …
IONQ has a lot of insider sales, big red flag
[https://www.marketbeat.com/stocks/NYSE/IONQ/insider-trades/](https://www.marketbeat.com/stocks/NYSE/IONQ/insider-trades/) There gonna be a lot of bagholders with these quantum-hopium companies. Insiders took their profits already big time. Classic move.