Buy VZ by Jan 26, 2027.

Every year, Citi offers me either 0% for 12 months w/ a 5% transfer fee or a \~.50% for 16-18 months with a 5% transfer fee on my card including the option to transfer directly to a bank account. I carry no balance, and see this as an opportunity for a 5% interest loan \*\*because I have the cashflow to service the loan and repay in 12 months\*\* I’m wondering if I should take the offer for like $12-15k (limit …