Posts
401k 50+ catch-up contributions
Trying to understand pros and cons for this. Our company only offers $24,500 max for either pre-tax or post tax. Now with the 50+ catchup option of $8k 401k Roth post tax, is there any instance where a person should NOT contribute? For instance, households who already hit the highest …
What are the real sources of return one can capture in the stock market?
This year has been a good year for may in investing since almost everything went up, if you were invested you were up. Why did you make the money you made from the stock market? Like what are the fundamental sources of return were you able to capture via the …
Anyone have experience with Everbanks worldcurrency access deposit account? (Foreign currencies for us citizens)
Anyone have experience with Everbanks worldcurrency access deposit account? (Foreign currencies for us citizens) Seems like a great way to invest/access other currencies from the US without being a citizen or having a foreign bank account. I see that the EverBank WorldCurrency Access Deposit Account lets you hold foreign currency, …
How do you research stocks?
How do you research stocks? I focus on fundamentals like company growth, market expansion, and strong earnings, sometimes using research tools to speed things up like perplexity finance. What do you care about most when analyzing a stock growth, profit, or something else?
IONQ and quantum computing 2026 predictions
im deciding wether or not to trim my investment in quantum computing, specifically $IONQ as its been falling a bit the past few months. ive seen mixed opinions in news articles, so i decided to ask here. do you guys think quantum is gonna do good or bad this year?
Inversión para jubilación.
Hola, estoy empezando en esto de las inversiones. Mi idea es invertir un capital de 500k pesos Argentinos aproximadamente mensuales en una cartera variada, para que en unos +30 años, genere intereses suficientes para vivir directamente de eso. Tengo 24 años y posiblemente consiga un segundo laburo, lo cual iría …
Advice on rebalancing account
For starters I do recognize that most of the individual stocks I’m holding are included in FXAIX but I like risk/reward of holding the individual stocks. Curious to hear different opinions on rebalancing this portfolio. What would you sell or keep? Why? Current portfolio from worst returns to best… NKE …
Update: I made it to $200,000 networth 16 months later after my $100,000 post.
My original post was reaching $100,000 after three years in the US. This is coming from earning $250 a month from the same profession for six years. This is what I've saved so far. I know it's not much but it's a lot from what I've had before. How long …
Investing if expecting large global issues?
You see it in the news; Maduro this, Ukraine that, AI bubble this, world war that. I'm at a life crossroads, where I can put money towards a low end property, invest more in index funds, or do something else with it. Wondering, what direction does reddit suggest with potential …
Where should i start as a 22 year old?
Hey everyone! I am 22 years old and have been wanting to start investing for more than a year now. I have spent all this time researching it, and I finally decided to start at the beginning of 2026, until the time to start came and all of a sudden …