My vanguard investment dashboard currently indicates the following:
stocks: 69.86%, Suggested: 90%
bonds: 4.35%, Suggested: 10%
short-term-reserves (money market) 25.79%,Suggested: 0%
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Why would this asset mix occur and vary from the model so drastically? My understanding is this means more than a quarter of my funds have been uninvested and thus I've been missing out on associated growth
Am I crazy? How could the world's largest retirement fund manager screw this up like this?