Posts
How much do taxes quietly reduce long-term portfolio returns?
Most investing discussions focus on pre-tax returns, but in taxable accounts, after-tax performance is what actually compounds over time. I’ve been looking more closely at how different portfolio structures affect tax drag, and the long-term impact seems larger than many people expect. A few things that stand out: **1. Turnover …
Elon Musk’s 2026 Davos Interview: Energy, AI, and Space-Based Compute
Just watched Musk’s 2026 Davos interview. From an investor angle, a few big themes stood out that feel very relevant for the next decade. **1. AI vs Energy Bottleneck** AI compute is growing exponentially, but the power grid only grows \~3–4% a year. Musk says we’re moving from a chip …
BYD has overtaken Tesla as the world's biggest seller of electric vehicles. How can Tesla's PE ratio of ~290 be justified
[Tesla has fallen behind BYD in terms of vehicle sales. Not to worry because Tesla is a AI & Robotics company – Decoding The Everything](https://decodingtheeverything.wordpress.com/2026/01/28/tesla-has-fallen-behind-byd-in-terms-of-vehicle-sales-not-to-worry-because-tesla-is-a-ai-robotics-company/) As you can see from the title, BYD overtook Tesla. Tesla bulls justify this by saying that Tesla is more than an EV company. It’s …
Gold up, BTC down - this isn't a mystery, it's positioning.
People keep framing this as "digital gold failed". That's not what I'm seeing on the tape. Gold's move over the last 3 months is real money: • Central banks adding • Physical demand + ETF inflows • Low leverage, low liquidation risk This is slow, sticky capital. Once it's in, …
Gold just nuked the "Bitcoin = digital gold" narrative. What broke?
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Understanding the relationship between Silver and AI
Hi, I'm trying to understand this rocket in demand for silver and I see that a huge talking point is that it's needed in AI data centers. This is where I'm a little confused. Let's say silver keeps rising. AI-centric companies will need to spend more money to acquire the …
Free alternatives to Yahoo Finance that use average cost
I am using yahoo finance when I don't want to log in to my actual account. I like that I can add different transactions in yahoo And then it shows me my average cost versus the current ticket cost. but then I realised the average cost is completely wrong. it …
Sincere question about non-US equities going forward
There's alot of talk about DeDollarization, and moving money to international funds or emerging markets... So, my question: Is there any precedent for the US not allowing, or freezing retail investor accounts with international allocations? If so when, and how was it resolved? Thanks in advance.
Im losing confidence in the US market as a place to park my long term capital. What are my options?
Honestly Im losing a lot of confidence in US market and want to diversify my exposure to it, but everything seems to rely on america and there really is no denying how systemically important the US is to the world and the rest of the world’s markets always seem to …
NA.TO (national bank). Why the drop?
What is going on with NA’s share price this past week. The rest of the cdn banks are holding steady, but National Bank has taken a beating. Is it simply because of the fintech lawsuit pending? Or do analysts simply feel the price is overvalued? I know their capital markets …