Posts
Why Hasn't AI Changed Day Trading?
Keep in mind that this is from the perspective of someone who mainly invests long-term (i.e. Roths and CDs), and only occasionally trades individual stocks. As far as I can tell, day trading essentially comes down to analysis of past data and observation of trends/fluctuations, both of which AI is …
Gold to $6,000 with 30% volatility? A structural thesis worth examining
In their latest monthly report (“Au and Ag in the past month”), AuAg Funds outline a scenario in which gold could trend toward $6,000, while cautioning that the path may include price swings of approximately 30%. That volatility estimate is the key variable. Gold is often framed as a defensive …
Need help with 401k choices and allocation
I'm 49 with 575k invested in my 401k. I want to retire at 60 and I invest about 15k/yr. My options with expense ratios under 0.1 are: Fidelity 500 index Fidelity mid cap Fidelity small cap Fidelity international Fidelity us bonds Fidelity inflation protection bonds tips Putnam stable value What …
should i get physical gold or silver?
I have $3500 saved up that i’m looking to invest and im torn between physical gold and physical silver. My goal ideally would be for greater profits, im aware that silver is more volatile but also offers opportunities for higher profits compared to gold. id love to hear more input. …
How much do I need to comfortably live off dividends + Retire my mom?
I'm 21 years old making a high but volatile income so my goal is to build up my investment account to somewhere in the 7-8 figures and retire my mom by 30 or 35. How much would I need to do this? My current number is 10M. Is this about …
Best Bonuses for Moving 401Ks/IRAs
I need to rollover about $100-150K from my 401K and SO needs to do the same with their theirs, they could even go as high as $250K for the right bonus. We also need to do our Roths for 2025. This is at an employer traditional 401K and the company …
AI chip factories water usage
This is a little DD, but also a question to you all: what do you think about a potential drinking water shortage? AI data centers and chip factories both consume a lot of water(https://www.eesi.org/articles/view/data-centers-and-water-consumption), and the problem is that there will be less and less drinkable water. This is because, …
The Best Insurance Company for 2026(ACGL)
**ACGL**(Arch Capital Group Ltd.) is Bermuda located global provider of insurance, reinsurance, and mortgage insurance services. With a strong market presence, ACGL offers solutions across various lines, demonstrating resilience and adaptability. Their diversified revenue creates stability and stellar underwriting is demonstrated by their good combined ratio of 80.6% in quarter …
Avantis ETFs - rational portfolio choice or just people chasing returns?
What is the deal with the Avantis ETFs? All of than sudden I see folks mentioning AVDV and AVDS in posts. Is tilting your portfolio to small cap value now a trend? Is this a reaction to Trump and the potential tech bubble or is just folks chasing returns?
ELME Communities liquidation
(Formerly WREIT) I transferred from ComputerShare to Robinhood in 2022. Anyone have ideas why I didn’t receive the liquidation dividend payment on January 7, 2026? Robinhood chat said they go by the Corporate Action Tracker? Not sure where else I could ask about it?