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REDDIT

How much do I need to comfortably live off dividends + Retire my mom?

R
Feb 21, 2026 · 19:28

I'm 21 years old making a high but volatile income so my goal is to build up my investment account to somewhere in the 7-8 figures and retire my mom by 30 or 35. How much would I need to do this? My current number is 10M. Is this about accurate or too high/low for what i want to do? I really want to travel the world and live comfortably I wouldnt mind a big house but I grew up middle class its really the freedom I want. And if i want those luxuries i can just make more money.