Posts
Does VTI have ~5% higher expected future returns than VT in tax-advantaged accounts for U.S. investors?
To be clear, this isn't an argument based on past performance. I understand that it isn't an indicator of future results. I also believe that markets are relatively efficient, so it would be very difficult (if not impossible for most investors, including many professionals) to confidently argue that US stocks …
Is Alphabet (GOOGL) the Safest and Most Promising Long-Term Individual Stock?
Hello everyone, I’m a European investor I’m looking into Alphabet (GOOGL) and I’m curious about your thoughts. Considering only **individual stocks** (no ETFs or mutual funds), do you think GOOGL is the safest long-term investment with solid potential to grow my money over the next 5–20 years? Or is there …
Long-term investing isn’t blind patience.
owning productive assets inside a monetary system that expands and reprices constantly. Compounding is the visible result. Inflation and capital costs are the forces shaping it. Academic discussion only. Apologies if this sounds different from the usual compounding talk. Most of us weren’t taught to think about structure first. \> …
What investment scams or bad investment decisions taught you the hardest lesson?
With the rise of online trading platforms, crypto projects, fake financial advisors, pump-and-dump schemes, and misleading investment opportunities, scams are becoming more sophisticated. I’m curious to hear from experienced investors: • Have you ever encountered an investment scam or suspicious opportunity? • How did it unfold? • What red flags …
Ported to energy from tech, making returns - when does energy trend?
Ported to energy from tech, making returns - when does energy trend? I made the prediction at the end of last year energy was going to pump this year, and energy is top for the last 3 months. My question is, is energy / oil risky to invest in aka …
Stop Limit Buy - it was triggered early from my plan
Hi Everyone, I was trying to figure out Stop Limit Buy. But my order was triggered on wrong price and I bought higher price than current. My Plan Is Stop Price: 1960 Limit Price: 1980 Current Price was 1950 when it was triggered ! But system sold from 1960 ! …
Trade embargos instead of tariffs
*The administration also called on its trading partners to abide by the IEEPA tariffs and expected that they would honor their previous deals. He noted that the Supreme Court had reaffirmed the President's right to a complete embargo, which could pose a "draconian alternative" for other nations.* What would happen …
18 y/o inherited €10k, what would be best: invest for 10–12 yrs or just for retirement?
Posting for a friend: she’s 18, living in Germany, still in Gymnasium and likely a student soon. She inherited €10,000, no debt, emergency cash is handled separately. She wants to invest this money and is unsure about the time horizon. The bank suggested investing via funds/ETFs and mentioned diversification. They …
Is Alphabet (GOOGL) a Good Long-Term Investment?
Hello everyone, I’m a European investor. I’ve been looking into Alphabet (GOOGL) and I’m curious about your thoughts. Do you think it’s a good long-term investment? I’m especially interested in perspectives on its growth potential, risks, and how it compares to other big tech companies over the next 5–20 years. …
Diversify the portfolio even more?
I recently received a lump sum cash of about 50K. It is not huge but not a small amount either, and I would like to have some idea of how to make use of this money smartly. Here is my current portfolio: \- 80K ETFs (mainly MSCI world, DAX, MSCI …