Buy VTI by Feb 12, 2066.

To be clear, this isn't an argument based on past performance. I understand that it isn't an indicator of future results. I also believe that markets are relatively efficient, so it would be very difficult (if not impossible for most investors, including many professionals) to confidently argue that US stocks are mispriced relative to international stocks. My argument for VTI is based on the foreign dividend taxes associated with VT. In U.S. tax-advantaged accounts, investors don't pay taxes on dividends …