Posts
Gold is down ~24% from its recent high.
I'm considering buying gold for the long term. Do you think this is a good accumulation opportunity, or could prices fall further? If you were buying today, would you invest a lump sum, buy gradually over the next few months, or wait for more downside? Curious to hear different views …
Extremely concerned about the Fed's rate hike
Hey guys, I'm growing extremely concerned that the Feds certainly will hike rate this year. Back in 2022, I didn't understand why stock markets were so bad. It was mostly because the Fed hiked rate too much in a year. Now Kevin Warsh's hawkish stance on inflation makes me feel …
Daily General Discussion and Advice Thread - June 25, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Is a 401k that isn’t matched worth it??
Just a bit of context…. My company provides me with a pension so they don’t match the 401k, but do offer it. That being said the packages in their 401k look awful. So I’m just wondering if putting money in the 401k is even worth it. Sorry if this question …
The "you can't beat the market" crowd is the funniest contradiction in finance
"It's priced in." Priced in by who? Nobody knows the correct price of anything. A stock price is just where the last trade happened. That's it. There's no machine calculating what things should be worth. And no, the market doesn't magically add up everyone's information and spit out the truth. …
Micron quadruples revenue, +14% after hours.
Revenue: $41.46 billion versus $35.84 billion estimated EPS: $25.11, adjusted, versus $20.78 estimated Gross Margin: Adjusted gross margins hit a record-breaking 84.9%, topping tech leaders like Nvidia and Meta. Data Center Strength: Driven by skyrocketing AI memory demand, data-center sales soared 415% year-over-year to $25 billion (61% of total sales). …
Moving out of mutual funds sanity check
My girlfriend (37) has $240k in proprietary mutual funds through Principal. They’re very conservative and she wants to put that money to work. Here’s our plan: Sell all the mutual funds, transfer that cash to a brokerage account with Fidelity, start maxing her employer 401k for 3 years and use …
Buying Gold or holding onto Cash (Real estate/Gold portfolio)
I live in a country where it's better for me to stay out of the "financial markets" due to many regulatory issues. I own real estate \~120k I've been buying physical Gold, I got 5 ounces so far \~20k at these prices. I am trying not to keep more than …
Public.com Ideas and Review
So, I've had Public for a couple months now and I honestly wasn't sure how to feel and am looking for a consensus or better ideas. I'm tired of the prediction market garbage that all these companies are pushing and I want a broker that cares about desktop/web apps, not …
Can someone explain to me how to properly fund my Solo401K?
Admittledly, I think I've been doing this a bit wrong so far so help me out. I've setup a Solo401K through my brokerage. I've been making weekly contributions from the business as well as from my personal income. I haven't ran it through my payroll but can adjust if need …