Posts
Put me back on the right track?
For the last few years I've been very consistent and doing all rhe good stuff... But the last maybe 6 months I haven't been investing regularly, mainly because I just feel like the market is high/overpriced. Anyone else slowed their investing? Or are you just closing your eyes and continuing?
T212 safety concerns: Iran conflict and Cyprus HQ – Should I move my funds?
Hi everyone, I’ve been using Trading 212 for my long-term investments, but the recent escalation in Iran has me seriously worried about the safety of my portfolio. Specifically, I’m concerned about the fact that Trading 212 Markets Ltd is registered and headquartered in Cyprus. Given the current geopolitical situation and …
Should I do a Roth or traditional 401k?
I am 23 and I graduate in May and will be making 120-130k in Texas depending on bonus size. As of now I have about 31k in a ROTH IRA and 4.2k in a taxable brokerage account. However, of course when I start my job I my tax bracket will …
Dead Internet Theory - Long Term Opportunities
Hi guys, I was thinking about the dead internet theory and the investment opportunities it creates. In the last couple of decades a lot of business models have shrunken or died because the internet offers a superior experience; online shopping, video rental, etc... but also more social activities like LAN …
Made some money, not sure what to do with it.
Hi everyone, on an anonymous account since I didn’t want people to know my current situation for those who know me. To put it quick, I’m in a situation where I’m very lucky but I’m not sure what to do, or where to learn. I’m 25y/o making 93k a year …
19yo investor looking for some long term help
So I am a new young investor looking for some help. This would be for a long term investment (40+ years) From my research is going at something like 80% voo, 10% international (vxus etc.), and 10% small cap (avuv etc.) a good very basic long term approach? Or should …
Is it normal to feel financially cautious even when things are “okay”?
Been a week since I last shared my thoughts here. Thanks to everyone who chimed in on my previous posts. I really appreciate the insights! Dropping here another thoughts. On paper, I feel like I am doing just fine. I have savings, no major debt, and stable naman yong income. …
Why do health insurers generate so little cash compared to pharma?
Was looking at some healthcare stocks and it isn't making sense to me. Pharma companies: Gilead: 32.1% FCF margin Bristol Myers: 26.7% Regeneron: 26.3% Pfizer: 15.5% Health insurers: UnitedHealth: 5.2% Humana: 2% CVS: 1.9% Elevance: 1.6% UnitedHealth is a $500B company barely generating any free cash relative to their revenue. …
Saving cash to buy a house. Seeking advice
As the title says, I'm in the process of saving as much cash as possible to (try) and buy a house. Roth is already maxed for the year, and my 401k is set up to be maxed out. I have 0 debt, the high 5 figures parked in a HYSA. …
Economist Warns Trump’s Iran War Could Trigger 1970s-Style Inflation: Where Oil Price Hikes Hit Food Costs and Education Too
*For those of us who were around in the 1970s we know that oil price increases travel quickly through food costs education costs' said economist Mary Lovely of the Peterson Institute. 'My little frame shop around the corner told me we won't be able to get these goods anymore because …