Posts
Why do we fall for the sunk cost fallacy?
Hi, I'm wanting to hear from experienced investors on this one. I think a lot of people fall prey to the sunk cost fallacy, and I would like to know why. let's say person A invested in Google two years ago and is up 100 percent, but owns 100k worth …
What does “margin requirement” mean on an oil futures contract?
I was looking to buy oil futures because I expect the price to go up. But in my Robinhood App it says that the “margin requirement” is over $24,000. does that mean I need to have $24,000 in my account to buy in? I’ve never traded commodities before. there is …
Why is the dollar rising compared to MXN?
In 2025 i converted basically all my funds to MXN since the dollar was rapidly dropping from 20 to 17 MXN, i do business in MX so its why i chose that over the euro or something else Now the dollar is rising, i dont get it, the US was …
Thoughts on Primerica? Withdrawing Roth IRA from online or roll it?
My Dad is retired and wanted to withdraw his Roth IRA. He was telling me he was having trouble with it and wanted me to look over the paperwork for him. He drops a statement on the account with the Primerica logo on it and my heart almost sank. I …
37F, €180k to invest, retiring at ~60. simple ETF portfolio?
Profile: • 37 years old • €180k to invest now • Time horizon: \~23 years • Goal: retire around 60 • Based in Europe, using IBKR • Prefers simple, low-maintenance investing (no stock picking, no active trading) Current idea: • 100% VWCE (global equities) or • 80% VWCE / 20% …
Looking For Technical Advice using Morgan Stanley Online System
Hi, Anybody out there use the Morgan Stanley online brokerage? I'd love some technical advice. My elderly father-in-law has an account there and has asked me to help him transfer $1000 out of the account to his regular checking so he can pay his taxes. I helped him log into …
Interpreting Watchlist that still has high PE Ratios.
A few stocks on my watchlist but too overvalued. They STILL haven’t come down enough to really alter their PE. I know they have moats, lots of sales, and are good companies. But how do you evaluate when to buy if even ALL THIS won’t drive them down? Talking about …
Short term investment SGOV, VBIL and VUSXX
Hi everyone, For short term investment, I'd like your opinions regarding SGOV, VBIL and VUSXX. The yield is similar, VBIL has the lowest expense ratio at 0.06%, VUSXX has the best liquidity just because it is a money market fund. However, most people use SGOV, I don't quite understand the …
Would you use an app that builds portfolios from Substack ideas?
as an avid reader of finance substack i thought about an app that basically takes idea from finance substack and turns them into a portfolio that you can copy (autopilot like) just pulling the main ideas and Extracting them to something you can actually use. i thought about taking it …
If you had the opportunity to opt out of paying into Social Security, would you?
I’m turning 62 this year and looking at what my social security payout options are for 62,65,67 are pathetic for the time and amount I have paid into this ponzi scheme. A friend of mine who was a city police officer was allowed to opt out of paying into SS …