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REDDIT

If you had the opportunity to opt out of paying into Social Security, would you?

R
Mar 28, 2026 · 15:56

I’m turning 62 this year and looking at what my social security payout options are for 62,65,67 are pathetic for the time and amount I have paid into this ponzi scheme. A friend of mine who was a city police officer was allowed to opt out of paying into SS and instead his money went into a deferred comp retirement investment plan. His retirement payout just for that is 3x what my SS payout is. Doesn’t seem right.