Posts
Mike Ayala, Kara Ayala & Andrew Lanoie (WaveMark, Four Peaks MHP Income Fund 5 and Park Place Communities)- AVOID anything to do with them
About nine years ago Mike Ayala & his then partner Andrew Lanoie, syndicated Four Peaks MHP Income Fund 5. The goal was to buy dilapidated mobile home parks, rehabilitate them, refinance once NOI improved and hold for cash flow. The offering memorandum outlined that the pref payment would be 8% …
Are we facing a Multi-Week Oil shock?
This week move in the oil market has been wild, honestly one of the most intense I’ve seen in years. WTI crude surged over 38% in a single week, briefly topping $92 before settling around $90.90, while Brent jumped more than 30% to close near $92.70. The main driver is …
How do you personally deal with market swings?
# When the market drops sharply, some people panic. When it rallies hard, others jump straight into euphoria. I used to react emotionally to those moves too, until I started thinking about markets more in terms of **risk environments**. A simple way I like to frame it is with four …
Cashed out quite a bit of ETFs in IRA- now a good time to shift more to bonds? (50s and very light on bond allocation)
As title suggests, I am mid 50s and very light on bonds. Couple of weeks ago I cashed out of a bit of ETFs (handwriting on wall) so cash heavy in that IRA. Is now a good a time as any to buy some bonds or allocate to bond funds …
Why are stocks less popular in Europe compared to US?
I'm from Germany and usually invest in American tech stocks like Nvidia and Apple with great gains meanwhile EU stocks barely have any volatility. Considering stocks only gained popularity around COVID here in Europe and some online trading apps finally became available. Stocks and investing have been part of American …
Expecting a lot more individual investors in the future
AI displacing jobs will become a reality very soon. As an employer, I can say that this is real and not just hypothetical. It will start from companies opening fewer new headcounts for white-collar jobs. Then, it will be hiring freezes. Next, vacant positions will not be filled and those …
Is CelticGold.eu safe/legit?
Hello, I have a gold bar from celticgold.eu, did anyone else buy from this company? It is safe/legit? I see they have also kinebar, but I plan on buying another Heraeus. I have a 100g bar but in the last weeks I saw many scams about different companies with gold …
How do you define and track investment thesis?
As the title states - how are most people defining their investment thesis and then monitoring/tracking it to see how the thesis is playing out? I’d imagine this could be for a stock, an industry (or ETF), a market segment or many other segmentations. Mostly interested in trying to see …
Buying Silver/Possibly Gold
Hello first post here, As war is here and on the horizon. I am considering diversifying and eventually obtaining up to 5-10k USD in both silver and gold each eventually. Is this frivolous spending/investing. Thinking of starting by buying $500-$1000 in rounds from my buddy’s pawn shop that sells for …
Equity awards keep or transferred to brokers account?
Is it better to transfer my stocks that I received through my employer to my regular brokers account? Please give details! My goal is to start selling and reinvesting the money into different stocks to diversify my portfolio. The underlining fear is that I’m gonna mess something up or it’s …