Posts
Been investing for 2 years and finally think I am ready to start opening positions in indivisible stocks
I’m 27, for the last 2 years I’ve been 100% indexes, I’m starting to think I’m doing myself a bit of a disservice for not taking a bit more risk, I think with this market pull back maybe is a good time to get into individual stocks in my ROTH …
Is the current geopolitical tension around oil creating value opportunities?
I don’t usually post long threads here, but the recent developments around the Strait of Hormuz and oil supply risks made me start thinking about something from a value investing perspective. A lot of discussion in trading communities right now is focused on **short-term oil price spikes**, but I’m more …
33 years old, $50 every week into SWPPX. Mutual fund Bad idea?
“Mutual funds are open-ended, which means the fund company creates or cancels shares based on investor demand. The challenge is capital gains distributions. In a high-turnover mutual fund, or one that realizes gains and losses throughout the year, investors can receive a capital gains tax bill even if they never …
Is anyone here thinking of selling US assets? Cashing out?
I've been investing my own portfolio since the 1990s, mostly just buying and holding a conservative mix of stocks and bonds. Right now, I fear Trump is destabilizing the world economy and markets worldwide will implode. The last time the world suffered oil shock was in 1973 (https://en.wikipedia.org/wiki/1973\_oil\_crisis). People were …
How the best auto refinance companies in 2026 actually work, the soft pull step most people miss
There's been a lot of discussion in personal finance spaces about auto refinancing but not much explanation of how the process actually works at the companies doing it. Worth breaking down what caribou specifically does since the name comes up a lot. The starting point is a soft pull prequalification, …
What do I do with profits?
I’m a little stuck in what to do with profits in a Roth IRA for a stock pick that hit. I don’t normally buy individual stocks and am in FTEC in Roth IRA, VTI in traditional, and FXIAX & the international fidelity fund in my 401k. I got extremely lucky …
Getting lots of pop-ups from defi masters about the US about to go broke
Hi all, i’m not an experienced investor but more like a little old lady trying not to get wiped out financially. I have to admit I’m very rattled by this notion that the US has crossed a threshold where its debt is at the same percentage of GDP - or …
Are we starting to see retail access to private markets becoming a real thing?
Something I’ve been noticing lately is more structures that give public market investors exposure to late stage private companies. VCX lists tomorrow and it includes positions in companies like OpenAI, SpaceX, Anthropic, Databricks, and Anduril. Normally those kinds of companies are basically impossible to touch until an IPO. Not saying …
The Copper Thesis Is Only One-Third of the Story
Most investors probably arrive at NovaRed Mining Inc. (CSE: NRED / OTCQB: NREDF) through the copper angle first. That makes sense. Copper is one of the strongest macro stories in the market, the company has land in British Columbia’s Quesnel porphyry belt, and Wilmac sits roughly 10 kilometers from Copper …
The Cоpper Market’s Long-Timeline Problem
Copper isn’t like other commodities it takes forever to bring new supply online. Exploration and feasibility studies alone can take 12+ years. Then, once a project is greenlit, construction and commissioning add another 4–5 years. So from first discovery to actual production, you’re often looking at 16–17 years. The problem? …