Posts
Buying a house in your 20s will keep you broke
I’m 23 and have been working for about a year now. I’ve been living at home but have recently began looking into moving out to my own place. A lot of people in my life, specifically my Dad, are really pushing for me to purchase a house. I have about …
Just quit my corporate job at 31 with $140k saved.
I handed in my notice last week after 6 years at a job that was genuinely making me miserable. I have $140k in savings, no mortgage, no car payment, and no student loans. I rent a cheap apartment. My monthly expenses are around $2400. I know this is a good …
Is the Chinese stock market actually investable?
Hello everyone, I keep going back and forth on China as an investment. The market is obviously massive, but the political and regulatory risk makes me hesitate. It feels like the government can have a much bigger influence there than in most other stock markets. So I’m wondering how people …
Contribute to Trump accounts or just a brokerage?! 2 kids
Hi all, do you recommend contributing $ to Trump accounts (which appears to invest in SPYM), or instead to a brokerage? Assume it will all go to the child one day. Basically are there any advantages to contributing post-tax money to the trump account? Thanks
Retiring in 4 years: how would you diversify a highly concentrated US portfolio?
**Hello folks,** I’d like to hear general views on long-term portfolio construction for someone approaching retirement in about 4 years. **Quick background:** * Current net worth: around €700k * Current allocation: roughly 95% US large-cap equities, 5% crypto * I keep investing monthly, around €7k per month * I do …
How you are all preserving capital?
I feel like the stock market is overvalued right now, and the risk/reward isn't there for me personally. Most companies are experimenting with and overspending on AI without any clear ROI yet. The same logic applies to chip and memory stocks, prices are up only because of huge demand driven …
How much weightage do you give to the 10K?
Been thinking about this since catching an AI model merge two separate disclosures from Nvidia's 10-K into one confident-sounding number a few months back. Wasn't wrong exactly just blended two things that weren't supposed to be blended, stated as fact. Checked it because I happened to have time that day. …
Good morning. Green open, coffee hot, and market finally acting alive
Nice start to the week. $NRED opened green and pushed to C$0.83, up about 9.2% early, which is a lot better than watching it get kicked around in the lower zone all morning. What I like here is that the bounce is not happening into a total vacuum. The company …
The hurricane rebuild trade doesn't exist at season open. I tested whether it lives after actual landfalls instead. My most significant result died under robustness checks, which turned out to be the interesting part.
a couple weeks ago I tested the classic "buy Home Depot and Lowe's before hurricane season" trade: event study around June 1 season open, 16 years of data. result: the trade loses, roughly -2 to -3% vs the market, and the drift starts about 8 days before the season even …